๐Ÿ“ฎ Worrigee postcode: 2540

Flood Risk in Worrigee, NSW: 2026 Assessment

Worrigee, New South Walesยท Shoalhavenยท 2540
Worrigee faces a moderate risk of flooding due to its proximity to the Shoalhaven River and low-lying areas. Increased rainfall intensity could exacerbate flood events.Updated 25 May 2026

Flood Risk Score

6.0/10

Worrigee faces a moderate risk of flooding due to its proximity to the Shoalhaven River and low-lying areas. Increased rainfall intensity could exacerbate flood events.

Key Facts

Flood Risk
Worrigee faces a moderate risk of flooding due to its proximity to the Shoalhaven River and low-lying areas. Increased rainfall intensity could exacerbate flood events.
Trend
increasing
Suburb
Worrigee, NSW
Overall Risk
Medium
Postcode
2540
Highest high-risk exposure
14.2% of land (surface flood)

Flood Risk Analysis

Worrigee, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Shoalhaven River has a history of flooding, impacting low-lying areas in Worrigee.

Worrigee faces a moderate risk of flooding due to its proximity to the Shoalhaven River and low-lying areas. Increased rainfall intensity could exacerbate flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Worrigee sits within ClimateNest's suburb-level hazard model for flood risk. 8.7% of the suburb's land area is mapped in high-risk flood zones and 65.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Worrigee.

Worrigee (postcode 2540) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (14.2% of land in high-risk zones), bushfire (10.2% of land in high-risk zones), riverine flood (8.7% of land in high-risk zones). Exposure is not uniform across Worrigee โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayShoalhaven River
Elevation Range5-15 meters
Flood Zone ClassificationAreas near the Shoalhaven River are designated as flood zones.

Historical Events

2017
Moderate

Heavy rainfall caused moderate flooding in Worrigee, affecting some residential areas.

2011
Moderate

The Shoalhaven River experienced moderate flooding, impacting low-lying areas in Worrigee.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Improve Building Codes

Near-term

Update building codes to require new construction to be more resilient to extreme weather events, including floods, heatwaves, and bushfires.

Est. cost: Medium

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation through education and incentives to reduce water demand during droughts.

Est. cost: Low

Bushfire Preparedness

Near-term

Undertake regular bushfire risk assessments and implement mitigation strategies such as controlled burns and vegetation management.

Est. cost: Medium

Council & Emergency Services

Shoalhaven City Council
Emergency Services

Data last updated: 25 May 2026

Explore Worrigee Risk Reports

Frequently Asked Questions

Is Worrigee at risk of flooding?

Based on available data, Worrigee has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Worrigee?

Insurance costs for flood cover in Worrigee depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Worrigee?

Yes, flood risk can affect property values in Worrigee. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Worrigee?

Elevation is a critical factor in flood risk. Properties at higher elevations within Worrigee typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Worrigee is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 14.2% of Worrigee in high-risk zones for surface flood, with a further 56.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Worrigee Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Worrigee, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections