๐Ÿ“ฎ Yamba postcode: 2464

Flood Risk in Yamba, NSW: 2026 Assessment

Yamba, New South Walesยท Clarence Valleyยท 2464
Yamba faces a moderate risk of flooding due to its coastal location and proximity to the Clarence River. Sea level rise and increased rainfall intensity are expected to exacerbate this risk.Updated 3 May 2026

Flood Risk Score

6.5/10

Yamba faces a moderate risk of flooding due to its coastal location and proximity to the Clarence River. Sea level rise and increased rainfall intensity are expected to exacerbate this risk.

Key Facts

Flood Risk
Yamba faces a moderate risk of flooding due to its coastal location and proximity to the Clarence River. Sea level rise and increased rainfall intensity are expected to exacerbate this risk.
Trend
increasing
Suburb
Yamba, NSW
Overall Risk
Medium
Postcode
2464
Highest high-risk exposure
7.8% of land (bushfire)

Flood Risk Analysis

Yamba, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Several areas of Yamba are prone to inundation during heavy rainfall events and high tides.

Yamba faces a moderate risk of flooding due to its coastal location and proximity to the Clarence River. Sea level rise and increased rainfall intensity are expected to exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Yamba sits within ClimateNest's suburb-level hazard model for flood risk. 3.8% of the suburb's land area is mapped in high-risk flood zones and 74.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Yamba.

Yamba (postcode 2464) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (7.8% of land in high-risk zones), surface flood (5.2% of land in high-risk zones), extreme wind (4.9% of land in high-risk zones). Exposure is not uniform across Yamba โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayClarence River
Elevation Range0-20 meters
Flood Zone ClassificationCoastal floodplain

Historical Events

2020
Minor

Heavy rainfall caused localized flooding in Yamba.

2013
Moderate

Major flooding in the Clarence River impacted Yamba and surrounding areas.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees, seawalls, and improved drainage systems.

Est. cost: High

Develop Heatwave Early Warning System

Immediate

Implement a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Implement Coastal Protection Measures

Near-term

Protect coastal areas from erosion through beach nourishment, dune stabilization, and construction of seawalls.

Est. cost: High

Promote Water Conservation

Long-term

Encourage residents and businesses to conserve water through education and incentives.

Est. cost: Low

Enhance Bushfire Preparedness

Near-term

Implement community education programs and support residents in preparing their properties for bushfires.

Est. cost: Medium

Council & Emergency Services

Clarence Valley Council
Emergency Services

Data last updated: 3 May 2026

Explore Yamba Risk Reports

Frequently Asked Questions

Is Yamba at risk of flooding?

Based on available data, Yamba has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Yamba?

Insurance costs for flood cover in Yamba depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Yamba?

Yes, flood risk can affect property values in Yamba. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Yamba?

Elevation is a critical factor in flood risk. Properties at higher elevations within Yamba typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Yamba is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 7.8% of Yamba in high-risk zones for bushfire, with a further 71.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Yamba Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Yamba, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections