Flood Risk in Yarrowyck, NSW: 2026 Assessment

Yarrowyck, New South Wales· UNKNOWN
Yarrowyck faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially exacerbating flood risk.Updated 28 May 2026

Flood Risk Score

4.5/10

Yarrowyck faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially exacerbating flood risk.

Key Facts

Flood Risk
Yarrowyck faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially exacerbating flood risk.
Trend
increasing
Suburb
Yarrowyck, NSW
Overall Risk
Medium
Postcode
2358
Highest high-risk exposure
10.9% of land (bushfire)

Flood Risk Analysis

Yarrowyck, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that the area has experienced minor flooding in the past. Increased rainfall intensity could lead to more significant flood events.

Yarrowyck faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Yarrowyck sits within ClimateNest's suburb-level hazard model for flood risk. 5.2% of the suburb's land area is mapped in high-risk flood zones and 80.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Yarrowyck.

Yarrowyck (postcode 2358) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.9% of land in high-risk zones), surface flood (9.8% of land in high-risk zones), riverine flood (5.2% of land in high-risk zones). Exposure is not uniform across Yarrowyck — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMacdonald River
Elevation Range600-700m
Flood Zone ClassificationLow to Moderate

Historical Events

2011
Moderate

Heavy rainfall caused flooding in the Macdonald River, impacting low-lying areas near Yarrowyck.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures to reduce the impact of flooding.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement vegetation management programs and community education initiatives to reduce bushfire risk.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to ensure water security during periods of drought.

Est. cost: Low

Community Resilience Programs

Long-term

Establish community-based programs to enhance resilience to climate-related disasters.

Est. cost: Medium

Council & Emergency Services

Armidale Regional Council
Emergency Services

Data last updated: 28 May 2026

Explore Yarrowyck Risk Reports

Frequently Asked Questions

Is Yarrowyck at risk of flooding?

Based on available data, Yarrowyck has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Yarrowyck?

Insurance costs for flood cover in Yarrowyck depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Yarrowyck?

Yes, flood risk can affect property values in Yarrowyck. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Yarrowyck?

Elevation is a critical factor in flood risk. Properties at higher elevations within Yarrowyck typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Yarrowyck is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.9% of Yarrowyck in high-risk zones for bushfire, with a further 83.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Yarrowyck Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Yarrowyck, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections