๐Ÿ“ฎ Katherine postcode: 0850

Flood Risk in Katherine, NT: 2026 Assessment

Katherine, Northern Territoryยท UNKNOWNยท 0850
Katherine faces a high risk of flooding due to its location on the Katherine River and susceptibility to monsoonal rainfall. Riverine and flash flooding are both concerns.Updated 31 Mar 2026

Flood Risk Score

8.5/10

Katherine faces a high risk of flooding due to its location on the Katherine River and susceptibility to monsoonal rainfall. Riverine and flash flooding are both concerns.

Key Facts

Flood Risk
Katherine faces a high risk of flooding due to its location on the Katherine River and susceptibility to monsoonal rainfall. Riverine and flash flooding are both concerns.
Trend
increasing
Suburb
Katherine, NT
Overall Risk
High
Postcode
0850
Highest high-risk exposure
14.7% of land (tropical cyclone)

Flood Risk Analysis

Katherine, located in Northern Territory, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Northern Territory.

The Katherine River has a history of significant flooding, with major events occurring in 1998 and 2006. The local council maintains flood maps and provides warnings during periods of heavy rainfall.

Katherine faces a high risk of flooding due to its location on the Katherine River and susceptibility to monsoonal rainfall. Riverine and flash flooding are both concerns.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Katherine sits within ClimateNest's suburb-level hazard model for flood risk. 4.7% of the suburb's land area is mapped in high-risk flood zones and 66.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Katherine.

Katherine (postcode 0850) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are tropical cyclone (14.7% of land in high-risk zones), bushfire (13.3% of land in high-risk zones), extreme wind (8.2% of land in high-risk zones). Exposure is not uniform across Katherine โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayKatherine River
Elevation Range50-150m
Flood Zone ClassificationAreas adjacent to the Katherine River are designated as flood zones.

Historical Events

2023
Moderate

Heavy rainfall caused localized flooding in Katherine, disrupting traffic and affecting some properties.

2006
Moderate

Another significant flood event affected Katherine, although the impact was less severe than the 1998 flood.

1998
Major

A major flood event inundated large parts of Katherine, causing widespread damage to homes and businesses.

Adaptation & Mitigation Actions

Upgrade flood defenses

Immediate

Invest in levees, drainage systems, and flood-resistant building designs to protect properties from riverine flooding.

Est. cost: High

Implement heat action plans

Immediate

Develop and implement heat action plans to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Improve bushfire management

Near-term

Enhance bushfire management practices, including fuel reduction, early detection systems, and community education programs.

Est. cost: Medium

Strengthen building codes

Long-term

Update building codes to incorporate climate resilience measures, such as flood-resistant materials and designs, and improved insulation for heat protection.

Est. cost: High

Community awareness programs

Near-term

Educate the community about climate risks and adaptation measures through workshops, public forums, and online resources.

Est. cost: Low

Council & Emergency Services

Katherine Town Council
Emergency Services

Data last updated: 31 March 2026

Explore Katherine Risk Reports

Frequently Asked Questions

Is Katherine at risk of flooding?

Based on available data, Katherine has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Katherine?

Insurance costs for flood cover in Katherine depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Katherine?

Yes, flood risk can affect property values in Katherine. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Katherine?

Elevation is a critical factor in flood risk. Properties at higher elevations within Katherine typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Katherine is exposed to high tropical cyclone risk?

ClimateNest's hazard overlay maps 14.7% of Katherine in high-risk zones for tropical cyclone, with a further 65.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Katherine Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Katherine, Northern Territory, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections