๐Ÿ“ฎ Tiwi postcode: 0810

Flood Risk in Tiwi, NT: 2026 Assessment

Tiwi, Northern Territoryยท UNKNOWNยท 0810
Tiwi faces a moderate risk of flooding, primarily due to its low-lying coastal location and proximity to waterways. Intense rainfall events can lead to stormwater runoff and riverine flooding.Updated 10 Mar 2026

Flood Risk Score

6.0/10

Tiwi faces a moderate risk of flooding, primarily due to its low-lying coastal location and proximity to waterways. Intense rainfall events can lead to stormwater runoff and riverine flooding.

Key Facts

Flood Risk
Tiwi faces a moderate risk of flooding, primarily due to its low-lying coastal location and proximity to waterways. Intense rainfall events can lead to stormwater runoff and riverine flooding.
Trend
increasing
Suburb
Tiwi, NT
Overall Risk
Medium
Postcode
0810
Highest high-risk exposure
20.4% of land (bushfire)

Flood Risk Analysis

Tiwi, located in Northern Territory, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Northern Territory.

Tiwi's proximity to the Arafura Sea and low elevation make it susceptible to coastal flooding during storm surges and king tides.

Tiwi faces a moderate risk of flooding, primarily due to its low-lying coastal location and proximity to waterways. Intense rainfall events can lead to stormwater runoff and riverine flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tiwi sits within ClimateNest's suburb-level hazard model for flood risk. 9% of the suburb's land area is mapped in high-risk flood zones and 76.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tiwi.

Tiwi (postcode 0810) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (20.4% of land in high-risk zones), tropical cyclone (9.8% of land in high-risk zones), extreme wind (9.1% of land in high-risk zones). Exposure is not uniform across Tiwi โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayArafura Sea
Elevation Range0-10m
Flood Zone ClassificationCoastal Flood Zone

Historical Events

2023
Moderate

Heavy monsoon rains caused flash flooding in parts of Tiwi, leading to road closures and some property damage.

2012
Moderate

Heavy rainfall caused localized flooding in Tiwi, disrupting traffic and damaging some properties.

Adaptation & Mitigation Actions

Upgrade stormwater drainage infrastructure

Near-term

Improve the capacity of stormwater drainage systems to handle increased rainfall intensity and reduce the risk of localized flooding.

Est. cost: Medium

Implement a heatwave early warning system

Immediate

Develop and implement a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Protect and restore coastal ecosystems

Long-term

Conserve and rehabilitate mangrove forests and other coastal ecosystems to provide natural protection against erosion and storm surge.

Est. cost: Medium

Raise awareness about climate risks

Near-term

Conduct community education campaigns to inform residents about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Unincorporated Area
Emergency Services

Data last updated: 10 March 2026

Explore Tiwi Risk Reports

Frequently Asked Questions

Is Tiwi at risk of flooding?

Based on available data, Tiwi has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tiwi?

Insurance costs for flood cover in Tiwi depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tiwi?

Yes, flood risk can affect property values in Tiwi. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tiwi?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tiwi typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tiwi is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 20.4% of Tiwi in high-risk zones for bushfire, with a further 66% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tiwi Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tiwi, Northern Territory, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections