๐Ÿ“ฎ Annandale postcode: 2038

Flood Risk in Annandale, QLD: 2026 Assessment

Annandale, Queenslandยท Inner Westยท 2038
Annandale has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate this risk.Updated 21 May 2026

Flood Risk Score

6.0/10

Annandale has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate this risk.

Key Facts

Flood Risk
Annandale has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate this risk.
Trend
increasing
Suburb
Annandale, QLD
Overall Risk
Medium
Postcode
4814
Highest high-risk exposure
14.6% of land (bushfire)

Flood Risk Analysis

Annandale, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Historical flood events have impacted properties along the Parramatta River foreshore.

Annandale has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Annandale sits within ClimateNest's suburb-level hazard model for flood risk. 5.5% of the suburb's land area is mapped in high-risk flood zones and 66.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Annandale.

Annandale (postcode 4814) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.6% of land in high-risk zones), surface flood (6.7% of land in high-risk zones), riverine flood (5.5% of land in high-risk zones). Exposure is not uniform across Annandale โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayParramatta River
Elevation Range5-20m
Flood Zone ClassificationAreas near the Parramatta River are susceptible to flooding.

Historical Events

2011
Moderate

Significant rainfall event led to localized flooding in Annandale.

1990
Moderate

Heavy rainfall caused flooding in low-lying areas near the Parramatta River.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Increase Green Spaces

Near-term

Plant more trees and create green spaces to reduce the urban heat island effect and provide shade.

Est. cost: Medium

Promote Energy Efficiency

Immediate

Encourage residents and businesses to adopt energy-efficient practices to reduce greenhouse gas emissions and lower energy costs.

Est. cost: Low

Develop a Heatwave Management Plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including establishing cooling centers and providing support services.

Est. cost: Low

Raise Awareness of Climate Risks

Long-term

Educate the community about the impacts of climate change and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Inner West Council
Emergency Services

Data last updated: 21 May 2026

Explore Annandale Risk Reports

Frequently Asked Questions

Is Annandale at risk of flooding?

Based on available data, Annandale has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Annandale?

Insurance costs for flood cover in Annandale depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Annandale?

Yes, flood risk can affect property values in Annandale. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Annandale?

Elevation is a critical factor in flood risk. Properties at higher elevations within Annandale typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Annandale is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.6% of Annandale in high-risk zones for bushfire, with a further 57.7% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Annandale Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Annandale, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections