📮 Burrum Heads postcode: 4659

Flood Risk in Burrum Heads, QLD: 2026 Assessment

Burrum Heads, Queensland· Fraser Coast· 4659
Burrum Heads is susceptible to flooding due to its low-lying coastal location and proximity to the Burrum River. Heavy rainfall events can lead to riverine and flash flooding.Updated 22 Mar 2026

Flood Risk Score

6.5/10

Burrum Heads is susceptible to flooding due to its low-lying coastal location and proximity to the Burrum River. Heavy rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Burrum Heads is susceptible to flooding due to its low-lying coastal location and proximity to the Burrum River. Heavy rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Burrum Heads, QLD
Overall Risk
Medium
Postcode
4659
Region
Coastal QLD
Median property value
$675,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
17.4% of land (bushfire)

Flood Risk Analysis

Burrum Heads, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Several areas are prone to inundation during heavy rainfall events, particularly near the river and along the coast.

Burrum Heads is susceptible to flooding due to its low-lying coastal location and proximity to the Burrum River. Heavy rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Burrum Heads sits within ClimateNest's suburb-level hazard model for flood risk. 15.2% of the suburb's land area is mapped in high-risk flood zones and 73.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Burrum Heads.

On ClimateNest's 0–10 suburb hazard index, Burrum Heads scores 5 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Burrum Heads can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Burrum Heads located in Coastal QLD (postcode 4659), is a Queensland suburb tracked by ClimateNest. The suburb's median property value is $675,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Burrum Heads.

Across the six hazard axes ClimateNest models, the dominant climate risk in Burrum Heads is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising significantly (+40% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Burrum Heads, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Burrum Heads are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayBurrum River
Elevation Range0-10m
Flood Zone ClassificationCoastal and Riverine Floodplain

Historical Events

2013
Moderate

Widespread flooding occurred in the Fraser Coast region, including Burrum Heads, due to ex-Tropical Cyclone Oswald.

2011
Major

Severe flooding impacted the region, causing significant damage to infrastructure and properties.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and drainage systems.

Est. cost: High

Strengthen Coastal Protection

Near-term

Implement measures to protect against coastal erosion, such as seawalls and beach nourishment.

Est. cost: High

Develop Heat Action Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Enhance Bushfire Preparedness

Long-term

Implement measures to reduce bushfire risk, such as vegetation management and community education programs.

Est. cost: Medium

Council & Emergency Services

Fraser Coast Regional Council
Emergency Services

Data last updated: 22 March 2026

Explore Burrum Heads Risk Reports

Frequently Asked Questions

Is Burrum Heads at risk of flooding?

Based on available data, Burrum Heads has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Burrum Heads?

Insurance costs for flood cover in Burrum Heads depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Burrum Heads?

Yes, flood risk can affect property values in Burrum Heads. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Burrum Heads?

Elevation is a critical factor in flood risk. Properties at higher elevations within Burrum Heads typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Burrum Heads?

ClimateNest's suburb model rates Burrum Heads's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by damaging wind (6/10) and severe storm (6/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Burrum Heads.

What share of Burrum Heads is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.4% of Burrum Heads in high-risk zones for bushfire, with a further 73.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Burrum Heads Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Burrum Heads, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections