๐Ÿ“ฎ Mount Larcom postcode: 4695

Flood Risk in Mount Larcom, QLD: 2026 Assessment

Mount Larcom, Queenslandยท Gladstone Regionalยท 4695
Mount Larcom faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.Updated 1 Apr 2026

Flood Risk Score

6.5/10

Mount Larcom faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Key Facts

Flood Risk
Mount Larcom faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.
Trend
increasing
Suburb
Mount Larcom, QLD
Overall Risk
Medium
Postcode
4695
Highest high-risk exposure
19.3% of land (bushfire)

Flood Risk Analysis

Mount Larcom, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Historical flood data indicates that parts of Mount Larcom are susceptible to inundation during heavy rainfall events. Local drainage infrastructure may be inadequate to handle increased rainfall intensity.

Mount Larcom faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mount Larcom sits within ClimateNest's suburb-level hazard model for flood risk. 14.3% of the suburb's land area is mapped in high-risk flood zones and 70.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mount Larcom.

Mount Larcom (postcode 4695) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.3% of land in high-risk zones), riverine flood (14.3% of land in high-risk zones), tropical cyclone (12.9% of land in high-risk zones). Exposure is not uniform across Mount Larcom โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLarcom Creek
Elevation Range20-50 meters
Flood Zone ClassificationMedium

Historical Events

2022
Moderate

Heavy rainfall caused flash flooding in Mount Larcom, leading to road closures and property damage.

2013
Moderate

Significant flooding occurred in the region due to ex-Tropical Cyclone Oswald, impacting infrastructure and agriculture.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage systems and flood barriers to protect properties from flood damage.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Develop Heatwave Response Plan

Immediate

Create a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Strengthen Community Resilience

Long-term

Foster community resilience through education and awareness programs on climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Gladstone Regional Council
Emergency Services

Data last updated: 1 April 2026

Explore Mount Larcom Risk Reports

Frequently Asked Questions

Is Mount Larcom at risk of flooding?

Based on available data, Mount Larcom has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mount Larcom?

Insurance costs for flood cover in Mount Larcom depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mount Larcom?

Yes, flood risk can affect property values in Mount Larcom. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mount Larcom?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mount Larcom typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mount Larcom is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.3% of Mount Larcom in high-risk zones for bushfire, with a further 65.7% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Mount Larcom Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mount Larcom, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections