Property Investment Score: Mount Pleasant, QLD (2026)

Mount Pleasant, Queensland· Wollongong
Moderate investment with climate considerationsUpdated 30 May 2026

Investment Score

5.2/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.2/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Mount Pleasant, QLD
Postcode
4521
Highest high-risk exposure
16.9% of land (bushfire)

Investment Score Analysis

Mount Pleasant in Queensland has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Properties in high-risk areas may experience a decrease in value.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Mount Pleasant with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Mount Pleasant including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Mount Pleasant (postcode 4521) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.9% of land in high-risk zones), riverine flood (11.9% of land in high-risk zones), tropical cyclone (11.9% of land in high-risk zones). Exposure is not uniform across Mount Pleasant — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Insurance OutlookInsurance premiums may increase due to climate-related risks.
Price Impact from ClimateProperties in high-risk areas may experience a decrease in value.
Resale Liquidity RiskMedium

Historical Events

2019
Moderate

Prolonged heatwave conditions impacted vulnerable residents in Mount Pleasant.

2017
Moderate

Severe storm caused flash flooding and power outages in Mount Pleasant.

2013
Moderate

Bushfires in the Illawarra Escarpment threatened properties in Mount Pleasant.

2011
Moderate

Major flooding event in the Illawarra region caused significant damage to property and infrastructure.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Bushfire Risk Mitigation

Near-term

Implement bushfire risk reduction measures, such as vegetation management and fire breaks.

Est. cost: Medium

Heatwave Preparedness Plan

Immediate

Develop and implement a heatwave preparedness plan to protect vulnerable residents.

Est. cost: Low

Coastal Protection Measures

Long-term

Implement coastal protection measures to mitigate the impacts of sea level rise and storm surges.

Est. cost: High

Council & Emergency Services

Wollongong City Council
Emergency Services

Data last updated: 30 May 2026

Explore Mount Pleasant Risk Reports

Frequently Asked Questions

Is Mount Pleasant a good investment?

Mount Pleasant has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Mount Pleasant?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Mount Pleasant. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Mount Pleasant?

The resale outlook for Mount Pleasant depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Mount Pleasant?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across Queensland suburbs to identify relative opportunities and risks.

What share of Mount Pleasant is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.9% of Mount Pleasant in high-risk zones for bushfire, with a further 67.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Mount Pleasant Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mount Pleasant, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections