Flood Risk in Mount Tomah, QLD: 2026 Assessment

Mount Tomah, Queensland
Elevated flood risk — tropical rainfall, riverine and flash flooding commonUpdated 28 June 2026

Flood Risk Score

4.6/10

Elevated flood risk — tropical rainfall, riverine and flash flooding common

Key Facts

Flood Risk
Elevated flood risk — tropical rainfall, riverine and flash flooding common
Trend
increasing
Suburb
Mount Tomah, QLD
Overall Risk
Moderate
Postcode
4677
Highest high-risk exposure
14.5% of land (extreme wind)

Flood Risk Analysis

Mount Tomah, located in Queensland, has a moderate flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Flood risk in Mount Tomah is shaped by local topography and catchment characteristics. Even within a single suburb, elevation differences can significantly change flood exposure. Properties near waterways or in low-lying areas warrant closer assessment.

Elevated flood risk — tropical rainfall, riverine and flash flooding common

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mount Tomah sits within ClimateNest's suburb-level hazard model for flood risk. 6.6% of the suburb's land area is mapped in high-risk flood zones and 72.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mount Tomah.

Mount Tomah (postcode 4677) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are extreme wind (14.5% of land in high-risk zones), bushfire (12% of land in high-risk zones), tropical cyclone (11.5% of land in high-risk zones). Exposure is not uniform across Mount Tomah — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Explore Mount Tomah Risk Reports

Frequently Asked Questions

Is Mount Tomah at risk of flooding?

Based on available data, Mount Tomah has a moderate flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mount Tomah?

Insurance costs for flood cover in Mount Tomah depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mount Tomah?

Yes, flood risk can affect property values in Mount Tomah. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mount Tomah?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mount Tomah typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mount Tomah is exposed to high extreme wind risk?

ClimateNest's hazard overlay maps 14.5% of Mount Tomah in high-risk zones for extreme wind, with a further 70.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Mount Tomah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mount Tomah, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections