Flood Risk in Palm Beach, QLD: 2026 Assessment

Palm Beach, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Historical flood events have impacted properties along the creek and low-lying areas.

Palm Beach faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Palm Beach sits within ClimateNest's suburb-level hazard model for flood risk. 9.7% of the suburb's land area is mapped in high-risk flood zones and 62% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Palm Beach.

Palm Beach (postcode 4221) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are tropical cyclone (21.6% of land in high-risk zones), extreme wind (12.9% of land in high-risk zones), bushfire (12.7% of land in high-risk zones). Exposure is not uniform across Palm Beach — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.