Flood Risk in Smithfield, QLD: 2026 Assessment

Smithfield, Queensland· UNKNOWN
Smithfield is located near waterways and low-lying areas, making it susceptible to flooding. Heavy rainfall events can lead to riverine and flash flooding.Updated 31 Mar 2026

Flood Risk Score

6.5/10

Smithfield is located near waterways and low-lying areas, making it susceptible to flooding. Heavy rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Smithfield is located near waterways and low-lying areas, making it susceptible to flooding. Heavy rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Smithfield, QLD
Overall Risk
Medium
Postcode
4878
Highest high-risk exposure
19.7% of land (riverine flood)

Flood Risk Analysis

Smithfield, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Historical flood events have impacted properties near the Barron River. Council flood maps provide detailed information on flood risk areas.

Smithfield is located near waterways and low-lying areas, making it susceptible to flooding. Heavy rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Smithfield sits within ClimateNest's suburb-level hazard model for flood risk. 19.7% of the suburb's land area is mapped in high-risk flood zones and 67.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Smithfield.

Smithfield (postcode 4878) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (19.7% of land in high-risk zones), surface flood (12.1% of land in high-risk zones), extreme wind (8.9% of land in high-risk zones). Exposure is not uniform across Smithfield — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayBarron River
Elevation Range5-20 meters
Flood Zone ClassificationAreas near the Barron River are designated as flood zones.

Historical Events

2019
Moderate

Heavy rainfall caused flooding in low-lying areas of Smithfield, impacting homes and businesses.

2005
Major

Significant flooding event impacted many homes and businesses in Smithfield after heavy rainfall.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Develop Heatwave Preparedness Plans

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Medium

Strengthen Coastal Defenses

Long-term

Implement measures to protect against coastal erosion and sea level rise, such as seawalls and beach nourishment.

Est. cost: High

Improve Bushfire Management

Near-term

Reduce bushfire risk through controlled burns, vegetation management, and community education programs.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce demand on water resources during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Cairns Regional Council
Emergency Services

Data last updated: 31 March 2026

Explore Smithfield Risk Reports

Frequently Asked Questions

Is Smithfield at risk of flooding?

Based on available data, Smithfield has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Smithfield?

Insurance costs for flood cover in Smithfield depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Smithfield?

Yes, flood risk can affect property values in Smithfield. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Smithfield?

Elevation is a critical factor in flood risk. Properties at higher elevations within Smithfield typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Smithfield is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 19.7% of Smithfield in high-risk zones for riverine flood, with a further 67.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Smithfield Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Smithfield, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections