Is St George, QLD Climate Safe? 2026 Assessment

St George, Queensland· UNKNOWN
Moderate climate risk — address-specificUpdated 25 May 2026

Climate Safety Score

5.5/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
St George faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is influenced by the proximity to waterways and low-lying areas.
Bushfire
The bushfire risk in St George is relatively low compared to other regions, but still present due to nearby bushland areas. Dry conditions and strong winds can exacerbate the risk.
Heat
St George experiences a high risk of heatwaves and extreme heat events, particularly during the summer months. Urban areas tend to retain more heat, increasing the risk to vulnerable populations.
Storm
Notable storm risk — tropical cyclones and severe thunderstorms in summer months
Postcode
4487
Highest high-risk exposure
16.4% of land (bushfire)

Climate Safety Analysis

St George in Queensland has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting St George's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in St George is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for St George including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

St George (postcode 4487) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.4% of land in high-risk zones), tropical cyclone (9.3% of land in high-risk zones), extreme wind (9% of land in high-risk zones). Exposure is not uniform across St George — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 5km of Royal National Park
BAL OverlayCheck NSW RFS website for current bushfire prone areas
Nearest WaterwayGeorges River
Flood ZonePotentially affected areas near the Georges River
Avg January Max29.5 °C

Historical Events

2022
Moderate

Heavy rainfall caused flash flooding in some areas of St George.

2013
Moderate

Prolonged heatwave conditions led to increased hospital admissions.

2002
Minor

Bushfires in nearby Royal National Park caused smoke haze and increased fire risk.

1990
Moderate

Major flooding along the Georges River impacted low-lying areas.

Adaptation & Mitigation Actions

Improve Home Insulation

Near-term

Enhance insulation in homes to reduce heat gain during summer and heat loss during winter, lowering energy consumption and improving comfort.

Est. cost: Medium

Install Rainwater Tanks

Near-term

Collect rainwater for non-potable uses such as gardening and toilet flushing, reducing reliance on mains water and mitigating flood risk.

Est. cost: Medium

Create Green Spaces

Long-term

Increase vegetation cover in urban areas to reduce the urban heat island effect, provide shade, and improve air quality.

Est. cost: High

Develop Flood Management Plans

Immediate

Implement comprehensive flood management plans to protect properties and infrastructure from flood damage, including early warning systems and evacuation strategies.

Est. cost: High

Promote Community Awareness

Near-term

Educate residents about climate change risks and adaptation measures through workshops, information campaigns, and community events.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 25 May 2026

Explore St George Risk Reports

Frequently Asked Questions

Is St George safe from climate change?

No location in Australia is entirely immune to climate change impacts. St George has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in St George?

The dominant hazard for St George depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does St George compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across Queensland suburbs.

Should I be concerned about buying property in St George?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for St George?

Key projections for Queensland from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for St George.

What share of St George is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.4% of St George in high-risk zones for bushfire, with a further 77.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is St George Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for St George, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections