๐Ÿ“ฎ Toowong postcode: 4066

Flood Risk in Toowong, QLD: 2026 Assessment

Toowong, Queenslandยท Brisbane Cityยท 4066
Toowong is located near the Brisbane River and is susceptible to flooding from heavy rainfall and riverine overflow. The area has a history of flooding, and climate change is expected to increase the frequency and intensity of extreme rainfall events.Updated 21 Mar 2026

Flood Risk Score

6.5/10

Toowong is located near the Brisbane River and is susceptible to flooding from heavy rainfall and riverine overflow. The area has a history of flooding, and climate change is expected to increase the frequency and intensity of extreme rainfall events.

Key Facts

Flood Risk
Toowong is located near the Brisbane River and is susceptible to flooding from heavy rainfall and riverine overflow. The area has a history of flooding, and climate change is expected to increase the frequency and intensity of extreme rainfall events.
Trend
increasing
Suburb
Toowong, QLD
Overall Risk
Medium
Postcode
4066
Highest high-risk exposure
21.2% of land (tropical cyclone)

Flood Risk Analysis

Toowong, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Historical flood data indicates that parts of Toowong have been inundated in past flood events. The Brisbane City Council provides detailed flood maps and information to help residents understand their risk.

Toowong is located near the Brisbane River and is susceptible to flooding from heavy rainfall and riverine overflow. The area has a history of flooding, and climate change is expected to increase the frequency and intensity of extreme rainfall events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Toowong sits within ClimateNest's suburb-level hazard model for flood risk. 17.1% of the suburb's land area is mapped in high-risk flood zones and 74.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Toowong.

Toowong (postcode 4066) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are tropical cyclone (21.2% of land in high-risk zones), riverine flood (17.1% of land in high-risk zones), bushfire (15.8% of land in high-risk zones). Exposure is not uniform across Toowong โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayBrisbane River
Elevation Range5-50 meters
Flood Zone ClassificationMedium to High Risk

Historical Events

2022
Major

Severe flooding impacted Toowong and surrounding areas, causing significant damage and disruption.

2011
Major

The 2011 Brisbane floods inundated parts of Toowong, causing significant damage to homes and businesses.

1974
Major

The 1974 Brisbane floods caused widespread damage throughout the city, including Toowong.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood barriers, improved drainage systems, and elevated building foundations to reduce flood damage.

Est. cost: High

Enhance Heatwave Preparedness

Immediate

Develop heat action plans, establish cooling centers, and promote public awareness campaigns to protect vulnerable populations during heatwaves.

Est. cost: Medium

Strengthen Bushfire Resilience

Long-term

Implement bushfire management strategies, clear vegetation around properties, and educate residents about bushfire safety.

Est. cost: Low

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure, such as power grids and transportation networks, to withstand extreme weather events.

Est. cost: Very High

Promote Water Conservation

Near-term

Encourage water conservation measures to reduce strain on water resources during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Brisbane City Council
Emergency Services

Data last updated: 21 March 2026

Explore Toowong Risk Reports

Frequently Asked Questions

Is Toowong at risk of flooding?

Based on available data, Toowong has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Toowong?

Insurance costs for flood cover in Toowong depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Toowong?

Yes, flood risk can affect property values in Toowong. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Toowong?

Elevation is a critical factor in flood risk. Properties at higher elevations within Toowong typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Toowong is exposed to high tropical cyclone risk?

ClimateNest's hazard overlay maps 21.2% of Toowong in high-risk zones for tropical cyclone, with a further 49.7% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Toowong Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Toowong, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections