📮 Upper Coomera postcode: 4209

Is Upper Coomera, QLD Climate Safe? 2026 Assessment

Upper Coomera, Queensland· Gold Coast· 4209
Moderate climate risk — address-specificUpdated 12 Mar 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Upper Coomera faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Bushfire
The risk of bushfires in Upper Coomera is moderate, particularly in areas bordering bushland. Hot, dry conditions and strong winds can exacerbate the risk.
Heat
Upper Coomera experiences a high risk of heatwaves, with increasing average temperatures and more frequent extreme heat events.
Storm
Notable storm risk — tropical cyclones and severe thunderstorms in summer months
Postcode
4209
Highest high-risk exposure
13% of land (extreme wind)

Climate Safety Analysis

Upper Coomera in Queensland has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Upper Coomera's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Upper Coomera is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Upper Coomera including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Upper Coomera (postcode 4209) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are extreme wind (13% of land in high-risk zones), bushfire (10.2% of land in high-risk zones), riverine flood (9.3% of land in high-risk zones). Exposure is not uniform across Upper Coomera — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to Tamborine National Park
BAL OverlayQFES Bushfire Prone Area Map
Nearest WaterwayCoomera River
Flood ZoneMedium to High Risk
Avg January Max31.5 °C

Historical Events

2022
Moderate

Major flooding occurred in the Coomera River after heavy rainfall, impacting low-lying areas of Upper Coomera.

2020
Moderate

Severe thunderstorms caused flash flooding and property damage in Upper Coomera.

2019
Minor

A bushfire near Tamborine National Park threatened properties in Upper Coomera.

2017
Moderate

Prolonged heatwave conditions led to increased hospital admissions for heat-related illnesses.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage infrastructure and flood barriers to protect properties from rising floodwaters.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement stricter building codes for fire resistance and promote community education on bushfire safety.

Est. cost: Medium

Develop Heat Action Plans

Immediate

Establish cooling centers and provide support for vulnerable residents during heatwaves.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water-wise gardening and implement water restrictions during dry periods to conserve water resources.

Est. cost: Low

Green Infrastructure Expansion

Long-term

Increase urban green spaces to combat the urban heat island effect and improve overall community resilience.

Est. cost: Medium

Council & Emergency Services

City of Gold Coast
Emergency Services

Data last updated: 12 March 2026

Explore Upper Coomera Risk Reports

Frequently Asked Questions

Is Upper Coomera safe from climate change?

No location in Australia is entirely immune to climate change impacts. Upper Coomera has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Upper Coomera?

The dominant hazard for Upper Coomera depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Upper Coomera compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across Queensland suburbs.

Should I be concerned about buying property in Upper Coomera?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Upper Coomera?

Key projections for Queensland from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Upper Coomera.

What share of Upper Coomera is exposed to high extreme wind risk?

ClimateNest's hazard overlay maps 13% of Upper Coomera in high-risk zones for extreme wind, with a further 75.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Coomera Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Coomera, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections