๐Ÿ“ฎ Cadgee postcode: 2545

Bushfire Risk in Cadgee, SA: 2026 Assessment

Cadgee, South Australiaยท 2545
Moderate bushfire risk โ€” Adelaide Hills and vegetated areas at elevated riskUpdated 29 June 2026

Bushfire Risk Score

3.2/10

Moderate bushfire risk โ€” Adelaide Hills and vegetated areas at elevated risk

Key Facts

Bushfire Risk
Moderate bushfire risk โ€” Adelaide Hills and vegetated areas at elevated risk
Trend
increasing
Suburb
Cadgee, SA
Overall Risk
Moderate
Postcode
5271
Highest high-risk exposure
11.1% of land (surface flood)

Bushfire Risk Analysis

Cadgee, South Australia, has a moderate bushfire risk โ€” adelaide hills and vegetated areas at elevated risk bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The South Australia fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The Bushfire Attack Level (BAL) system under Australian Standard AS 3959 determines construction requirements for properties in Cadgee based on their proximity to vegetation and predicted fire intensity. BAL ratings range from BAL-LOW to BAL-FZ (Flame Zone).

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cadgee, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Cadgee including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Cadgee sits within ClimateNest's suburb-level hazard model for bushfire risk. 11% of the suburb's land area is mapped in high-risk bushfire zones and 65.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cadgee.

Cadgee (postcode 5271) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (11.1% of land in high-risk zones), bushfire (11% of land in high-risk zones), extreme wind (3.8% of land in high-risk zones). Exposure is not uniform across Cadgee โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Explore Cadgee Risk Reports

Frequently Asked Questions

Is Cadgee in a bushfire prone area?

Parts of Cadgee may be designated as bushfire prone land. Based on available data, Cadgee has a moderate bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Cadgee?

BAL ratings in Cadgee depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Cadgee?

Yes, properties in bushfire-prone parts of Cadgee may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Cadgee?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the South Australia fire authority for property-specific guidance.

What share of Cadgee is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.1% of Cadgee in high-risk zones for surface flood, with a further 60.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Cadgee Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cadgee, South Australia, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections