Flood Risk in Clare, SA: 2026 Assessment
Flood Risk Score
6.5/10Clare faces a moderate risk of flooding due to its proximity to the Hutt River and other waterways. Heavy rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.
Key Facts
- Flood Risk
- Clare faces a moderate risk of flooding due to its proximity to the Hutt River and other waterways. Heavy rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.
- Trend
- increasing
- Suburb
- Clare, SA
- Overall Risk
- Medium
- Postcode
- 5453
- Highest high-risk exposure
- 14.3% of land (bushfire)
Flood Risk Analysis
Clare, located in South Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across South Australia.
Historical flood data indicates that the Hutt River has overflowed its banks on several occasions, causing damage to properties and infrastructure in Clare.
Clare faces a moderate risk of flooding due to its proximity to the Hutt River and other waterways. Heavy rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Clare sits within ClimateNest's suburb-level hazard model for flood risk. 3.6% of the suburb's land area is mapped in high-risk flood zones and 69.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Clare.
Clare (postcode 5453) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.3% of land in high-risk zones), surface flood (6.5% of land in high-risk zones), extreme wind (5.5% of land in high-risk zones). Exposure is not uniform across Clare — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Significant rainfall led to flash flooding in parts of Clare, impacting local businesses and residences.
Heavy rainfall caused the Hutt River to flood, inundating low-lying areas of Clare and disrupting transportation.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termConstruct levees and drainage systems to protect low-lying areas from flooding.
Est. cost: Medium
Manage Vegetation to Reduce Bushfire Fuel Loads
Near-termImplement controlled burns and vegetation clearing to reduce the risk of bushfires.
Est. cost: Low
Implement Heatwave Early Warning Systems
ImmediateDevelop and implement a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.
Est. cost: Low
Promote Water Conservation
Long-termEncourage residents to conserve water through education and incentives to reduce water stress during droughts.
Est. cost: Low
Upgrade Building Standards
Long-termImplement stricter building codes to ensure that new buildings are more resilient to climate-related hazards such as flooding, bushfires, and heatwaves.
Est. cost: Medium
Council & Emergency Services
Explore Clare Risk Reports
Frequently Asked Questions
Is Clare at risk of flooding?
Based on available data, Clare has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Clare?
Insurance costs for flood cover in Clare depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Clare?
Yes, flood risk can affect property values in Clare. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Clare?
Elevation is a critical factor in flood risk. Properties at higher elevations within Clare typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What share of Clare is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 14.3% of Clare in high-risk zones for bushfire, with a further 58.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Clare Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Clare, South Australia, covering flood, bushfire, sea level rise and more.
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