๐Ÿ“ฎ Cleve postcode: 5640

Property Investment Score: Cleve, SA (2026)

Cleve, South Australiaยท Cleveยท 5640
Moderate investment with climate considerationsUpdated 1 Apr 2026

Investment Score

5.2/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.2/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Cleve, SA
Postcode
5640
Region
Regional SA
Median property value
$375,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
9.9% of land (bushfire)

Investment Score Analysis

Cleve in South Australia has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Property values may be affected by increasing climate risks.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Cleve with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Cleve including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Cleve located in Regional SA (postcode 5640), is a South Australia suburb tracked by ClimateNest. The suburb's median property value is $375,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cleve.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cleve is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cleve, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cleve are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Insurance OutlookInsurance premiums may increase due to bushfire and heatwave risks.
Price Impact from ClimateProperty values may be affected by increasing climate risks.
Resale Liquidity RiskMedium

Historical Events

2023
Moderate

Bushfires impacted the Eyre Peninsula region, with Cleve experiencing increased smoke haze and fire danger warnings.

2019
Moderate

A bushfire near Cleve caused property damage and required emergency response.

2013
Minor

Heavy rainfall caused localised flooding in Cleve, affecting some residential areas.

2009
Moderate

A prolonged heatwave in South Australia caused heat stress and health concerns in Cleve.

Adaptation & Mitigation Actions

Develop a community bushfire plan

Immediate

Create a plan to prepare for and respond to bushfires, including evacuation routes and community shelters.

Est. cost: Low

Improve building standards for heat resilience

Near-term

Implement building codes that promote energy efficiency and reduce heat absorption, such as insulation and reflective roofing.

Est. cost: Medium

Upgrade drainage infrastructure

Near-term

Improve drainage systems to reduce the risk of localised flooding during heavy rainfall events.

Est. cost: Medium

Implement a heatwave early warning system

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents to conserve water through education and incentives to ensure water security during droughts.

Est. cost: Low

Council & Emergency Services

Cleve District Council
Emergency Services

Data last updated: 1 April 2026

Explore Cleve Risk Reports

Frequently Asked Questions

Is Cleve a good investment?

Cleve has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Cleve?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Cleve. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Cleve?

The resale outlook for Cleve depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Cleve?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across South Australia suburbs to identify relative opportunities and risks.

What are the main climate risks in Cleve?

ClimateNest's suburb model rates Cleve's dominant climate risk as extreme heat at 6/10 on a 0โ€“10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Cleve.

What share of Cleve is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.9% of Cleve in high-risk zones for bushfire, with a further 63.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Cleve Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cleve, South Australia, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections