📮 Cootralantra postcode: 2630

Flood Risk in Cootralantra, SA: 2026 Assessment

Cootralantra, South Australia· Snowy Monaro Regional· 2630
Cootralantra faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is projected to increase slightly due to climate change.Updated 26 May 2026

Flood Risk Score

4.5/10

Cootralantra faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is projected to increase slightly due to climate change.

Key Facts

Flood Risk
Cootralantra faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is projected to increase slightly due to climate change.
Trend
increasing
Suburb
Cootralantra, SA
Overall Risk
Medium
Postcode
5650
Region
Regional SA
Median property value
$375,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
14.2% of land (bushfire)

Flood Risk Analysis

Cootralantra, located in South Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across South Australia.

Historical flood data indicates that the area has experienced several moderate flood events in the past.

Cootralantra faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is projected to increase slightly due to climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Cootralantra sits within ClimateNest's suburb-level hazard model for flood risk. 3.7% of the suburb's land area is mapped in high-risk flood zones and 85.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cootralantra.

On ClimateNest's 0–10 suburb hazard index, Cootralantra scores 2 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Cootralantra can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cootralantra located in Regional SA (postcode 5650), is a South Australia suburb tracked by ClimateNest. The suburb's median property value is $375,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cootralantra.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cootralantra is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cootralantra, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cootralantra are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayNumeralla River
Elevation Range700-800m
Flood Zone ClassificationAreas near the Numeralla River are prone to flooding.

Historical Events

2016
Moderate

Heavy rainfall caused flooding in low-lying areas, disrupting transportation and damaging infrastructure.

Adaptation & Mitigation Actions

Improve Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and developing evacuation plans.

Est. cost: Low

Enhance Flood Resilience

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures to protect properties from flooding.

Est. cost: Medium

Develop a Heatwave Management Plan

Near-term

Establish a heatwave management plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Promote Water Conservation

Long-term

Implement water conservation measures to ensure a sustainable water supply during periods of drought.

Est. cost: Low

Council & Emergency Services

Snowy Monaro Regional Council
Emergency Services

Data last updated: 26 May 2026

Explore Cootralantra Risk Reports

Frequently Asked Questions

Is Cootralantra at risk of flooding?

Based on available data, Cootralantra has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Cootralantra?

Insurance costs for flood cover in Cootralantra depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Cootralantra?

Yes, flood risk can affect property values in Cootralantra. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Cootralantra?

Elevation is a critical factor in flood risk. Properties at higher elevations within Cootralantra typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Cootralantra?

ClimateNest's suburb model rates Cootralantra's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cootralantra.

What share of Cootralantra is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.2% of Cootralantra in high-risk zones for bushfire, with a further 70.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cootralantra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cootralantra, South Australia, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections