๐Ÿ“ฎ Crescent Head postcode: 2440

Flood Risk in Crescent Head, SA: 2026 Assessment

Crescent Head, South Australiaยท Kempseyยท 2440
Crescent Head faces a moderate risk of flooding due to its coastal location and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially exacerbating flood events.Updated 18 May 2026

Flood Risk Score

6.0/10

Crescent Head faces a moderate risk of flooding due to its coastal location and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially exacerbating flood events.

Key Facts

Flood Risk
Crescent Head faces a moderate risk of flooding due to its coastal location and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially exacerbating flood events.
Trend
increasing
Suburb
Crescent Head, SA
Overall Risk
Medium
Postcode
5341
Highest high-risk exposure
9.3% of land (bushfire)

Flood Risk Analysis

Crescent Head, located in South Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across South Australia.

Historical flood events have impacted properties near the creek and beachfront areas.

Crescent Head faces a moderate risk of flooding due to its coastal location and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially exacerbating flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Crescent Head sits within ClimateNest's suburb-level hazard model for flood risk. 2.7% of the suburb's land area is mapped in high-risk flood zones and 89.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Crescent Head.

Crescent Head (postcode 5341) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.3% of land in high-risk zones), surface flood (7.1% of land in high-risk zones), extreme wind (4.2% of land in high-risk zones). Exposure is not uniform across Crescent Head โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayKorogoro Creek
Elevation Range0-30 meters
Flood Zone ClassificationAreas near Korogoro Creek and the coast are prone to flooding.

Historical Events

2013
Moderate

Heavy rainfall caused flooding in low-lying areas of Crescent Head, impacting some residential properties.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce the risk of flooding.

Est. cost: Medium

Vegetation Management

Near-term

Implement vegetation management strategies to reduce bushfire risk, such as creating fire breaks and removing flammable materials.

Est. cost: Low

Coastal Protection Measures

Long-term

Invest in coastal protection measures, such as seawalls and beach nourishment, to mitigate the impacts of sea level rise and coastal erosion.

Est. cost: High

Community Education Programs

Immediate

Develop and implement community education programs to raise awareness of climate risks and promote adaptation measures.

Est. cost: Low

Heatwave Preparedness Plans

Near-term

Develop and implement heatwave preparedness plans to protect vulnerable populations during extreme heat events.

Est. cost: Low

Council & Emergency Services

Kempsey Shire Council
Emergency Services

Data last updated: 18 May 2026

Explore Crescent Head Risk Reports

Frequently Asked Questions

Is Crescent Head at risk of flooding?

Based on available data, Crescent Head has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Crescent Head?

Insurance costs for flood cover in Crescent Head depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Crescent Head?

Yes, flood risk can affect property values in Crescent Head. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Crescent Head?

Elevation is a critical factor in flood risk. Properties at higher elevations within Crescent Head typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Crescent Head is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.3% of Crescent Head in high-risk zones for bushfire, with a further 76.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Crescent Head Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Crescent Head, South Australia, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections