📮 Cromer postcode: 2099

Is Cromer, SA Climate Safe? 2026 Assessment

Cromer, South Australia· Northern Beaches· 2099
Moderate climate risk — address-specificUpdated 29 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Cromer faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding.
Bushfire
Bushfire risk in Cromer is moderate, with some areas bordering bushland. Hot, dry conditions and strong winds can increase the likelihood of fire.
Heat
Cromer experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves expected. This can impact vulnerable populations.
Storm
Moderate storm risk — occasional severe thunderstorms
Postcode
5235
Highest high-risk exposure
12.1% of land (bushfire)

Climate Safety Analysis

Cromer in South Australia has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Cromer's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Cromer is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Cromer including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Cromer (postcode 5235) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12.1% of land in high-risk zones), riverine flood (5.4% of land in high-risk zones), extreme wind (3.9% of land in high-risk zones). Exposure is not uniform across Cromer — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to Bushland0-500 meters
BAL OverlaySome areas are within bushfire prone land as designated by NSW RFS.
Nearest WaterwayNarrabeen Lagoon
Flood ZoneAreas near Narrabeen Lagoon and creeks are prone to flooding.
Avg January Max27.5 °C

Historical Events

2020
Moderate

Heavy rainfall caused localized flooding in Cromer, impacting roads and homes.

2017
Moderate

A prolonged heatwave led to increased heat stress and health concerns in Cromer.

2013
Moderate

Bushfires in the region threatened properties in Cromer, requiring evacuations.

2007
Moderate

A severe storm caused flash flooding and property damage in Cromer and surrounding areas.

Adaptation & Mitigation Actions

Improve Flood Management

Near-term

Upgrade drainage infrastructure and implement flood-resistant building designs to reduce flood risk.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement vegetation management programs and provide community education on bushfire safety.

Est. cost: Low

Develop a Heat Action Plan

Immediate

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Protect Coastal Areas

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to reduce erosion risk.

Est. cost: High

Promote Water Conservation

Near-term

Encourage water-efficient practices to mitigate the impact of droughts and water scarcity.

Est. cost: Low

Council & Emergency Services

Northern Beaches Council
Emergency Services

Data last updated: 29 May 2026

Explore Cromer Risk Reports

Frequently Asked Questions

Is Cromer safe from climate change?

No location in Australia is entirely immune to climate change impacts. Cromer has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Cromer?

The dominant hazard for Cromer depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Cromer compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across South Australia suburbs.

Should I be concerned about buying property in Cromer?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Cromer?

Key projections for South Australia from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Cromer.

What share of Cromer is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.1% of Cromer in high-risk zones for bushfire, with a further 67.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cromer Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cromer, South Australia, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections