๐Ÿ“ฎ Tygalgah postcode: 2484

Flood Risk in Tygalgah, SA: 2026 Assessment

Tygalgah, South Australiaยท Tweed Shireยท 2484
Tygalgah is located near the Tweed River and is susceptible to flooding from heavy rainfall and riverine overflow. Climate change is expected to increase the frequency and intensity of extreme rainfall events, exacerbating flood risk.Updated 28 May 2026

Flood Risk Score

6.5/10

Tygalgah is located near the Tweed River and is susceptible to flooding from heavy rainfall and riverine overflow. Climate change is expected to increase the frequency and intensity of extreme rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Tygalgah is located near the Tweed River and is susceptible to flooding from heavy rainfall and riverine overflow. Climate change is expected to increase the frequency and intensity of extreme rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Tygalgah, SA
Overall Risk
Medium
Postcode
5308
Highest high-risk exposure
10.5% of land (bushfire)

Flood Risk Analysis

Tygalgah, located in South Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across South Australia.

Historical flood records indicate that parts of Tygalgah have been inundated in past flood events. The Tweed Shire Council has implemented flood mitigation measures, but further action is needed to address the increasing risk.

Tygalgah is located near the Tweed River and is susceptible to flooding from heavy rainfall and riverine overflow. Climate change is expected to increase the frequency and intensity of extreme rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tygalgah sits within ClimateNest's suburb-level hazard model for flood risk. 1.8% of the suburb's land area is mapped in high-risk flood zones and 93% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tygalgah.

Tygalgah (postcode 5308) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.5% of land in high-risk zones), surface flood (9.6% of land in high-risk zones), extreme wind (5.3% of land in high-risk zones). Exposure is not uniform across Tygalgah โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTweed River
Elevation Range5-15 meters
Flood Zone ClassificationPartially within flood zone

Historical Events

2022
Major

Severe flooding in the Tweed River catchment caused widespread damage in Tygalgah, inundating homes and businesses.

2013
Moderate

Flooding along the Tweed River impacted low-lying areas of Tygalgah.

Adaptation & Mitigation Actions

Improve flood defenses

Near-term

Invest in infrastructure improvements to protect against flooding, such as levees, drainage systems, and flood-proofing buildings.

Est. cost: High

Develop a heatwave response plan

Immediate

Implement a heatwave response plan to protect vulnerable populations, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Medium

Strengthen coastal defenses

Long-term

Implement measures to protect against coastal erosion and sea level rise, such as seawalls, beach nourishment, and managed retreat.

Est. cost: Very High

Reduce greenhouse gas emissions

Long-term

Take action to reduce greenhouse gas emissions, such as investing in renewable energy and promoting energy efficiency.

Est. cost: High

Improve bushfire preparedness

Near-term

Assist residents in preparing their properties for bushfire season, including clearing vegetation and creating firebreaks.

Est. cost: Low

Council & Emergency Services

Tweed Shire Council
Emergency Services

Data last updated: 28 May 2026

Explore Tygalgah Risk Reports

Frequently Asked Questions

Is Tygalgah at risk of flooding?

Based on available data, Tygalgah has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tygalgah?

Insurance costs for flood cover in Tygalgah depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tygalgah?

Yes, flood risk can affect property values in Tygalgah. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tygalgah?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tygalgah typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tygalgah is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.5% of Tygalgah in high-risk zones for bushfire, with a further 78.4% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tygalgah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tygalgah, South Australia, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections