๐Ÿ“ฎ Tamarama postcode: 2026

Flood Risk in Tamarama, SA: 2026 Assessment

Tamarama, South Australiaยท Waverleyยท 2026
Tamarama faces a moderate risk of flooding, primarily from heavy rainfall events and potential coastal inundation. The risk is influenced by its proximity to the coast and low-lying areas.Updated 29 May 2026

Flood Risk Score

4.0/10

Tamarama faces a moderate risk of flooding, primarily from heavy rainfall events and potential coastal inundation. The risk is influenced by its proximity to the coast and low-lying areas.

Key Facts

Flood Risk
Tamarama faces a moderate risk of flooding, primarily from heavy rainfall events and potential coastal inundation. The risk is influenced by its proximity to the coast and low-lying areas.
Trend
increasing
Suburb
Tamarama, SA
Overall Risk
Medium
Postcode
5307
Highest high-risk exposure
11.8% of land (bushfire)

Flood Risk Analysis

Tamarama, located in South Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across South Australia.

Low-lying areas near Tamarama Beach are most vulnerable to coastal inundation.

Tamarama faces a moderate risk of flooding, primarily from heavy rainfall events and potential coastal inundation. The risk is influenced by its proximity to the coast and low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tamarama sits within ClimateNest's suburb-level hazard model for flood risk. 1.8% of the suburb's land area is mapped in high-risk flood zones and 77.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tamarama.

Tamarama (postcode 5307) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.8% of land in high-risk zones), surface flood (9.3% of land in high-risk zones), extreme wind (3% of land in high-risk zones). Exposure is not uniform across Tamarama โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayPacific Ocean
Elevation Range0-30 meters
Flood Zone ClassificationCoastal fringe

Historical Events

2013
Minor

Heavy rainfall led to localized flooding in low-lying areas of Tamarama.

Adaptation & Mitigation Actions

Coastal Protection Measures

Immediate

Implement coastal protection measures such as seawalls, beach nourishment, and dune restoration to mitigate erosion and sea level rise impacts.

Est. cost: High

Urban Greening Initiatives

Near-term

Increase urban green space through tree planting and green roofs to reduce the urban heat island effect and improve community resilience.

Est. cost: Medium

Heatwave Preparedness Plan

Immediate

Develop and implement a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Education Programs

Long-term

Conduct community education programs to raise awareness about climate risks and promote adaptation strategies.

Est. cost: Low

Council & Emergency Services

Waverley Council
Emergency Services

Data last updated: 29 May 2026

Explore Tamarama Risk Reports

Frequently Asked Questions

Is Tamarama at risk of flooding?

Based on available data, Tamarama has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tamarama?

Insurance costs for flood cover in Tamarama depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tamarama?

Yes, flood risk can affect property values in Tamarama. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tamarama?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tamarama typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tamarama is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.8% of Tamarama in high-risk zones for bushfire, with a further 60.4% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tamarama Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tamarama, South Australia, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections