Flood Risk in Osborne, SA: 2026 Assessment

Osborne, South Australia· UNKNOWN
Flooding is a notable concern in Osborne, with potential for riverine and flash flooding. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 22 May 2026

Flood Risk Score

6.5/10

Flooding is a notable concern in Osborne, with potential for riverine and flash flooding. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Flooding is a notable concern in Osborne, with potential for riverine and flash flooding. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Osborne, SA
Overall Risk
Medium
Postcode
5017
Highest high-risk exposure
13.9% of land (bushfire)

Flood Risk Analysis

Osborne, located in South Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across South Australia.

Check with the local council for specific flood risk information for your property.

Flooding is a notable concern in Osborne, with potential for riverine and flash flooding. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Osborne sits within ClimateNest's suburb-level hazard model for flood risk. 2.5% of the suburb's land area is mapped in high-risk flood zones and 80% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Osborne.

Osborne (postcode 5017) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.9% of land in high-risk zones), surface flood (9.4% of land in high-risk zones), riverine flood (2.5% of land in high-risk zones). Exposure is not uniform across Osborne — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal creeks and rivers
Elevation RangeVaries across the suburb
Flood Zone ClassificationPotentially affected areas near waterways

Historical Events

2022
Moderate

Heavy rainfall caused localized flooding in low-lying areas of Osborne.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce flood risk.

Est. cost: High

Bushfire hazard reduction

Immediate

Regularly clear vegetation around properties to reduce bushfire risk.

Est. cost: Low

Install solar panels and battery storage

Near-term

Reduce reliance on the electricity grid during heatwaves and improve energy resilience.

Est. cost: Medium

Coastal protection measures

Long-term

Implement coastal protection measures to reduce erosion and inundation.

Est. cost: Very High

Council & Emergency Services

Local Council
Emergency Services

Data last updated: 22 May 2026

Explore Osborne Risk Reports

Frequently Asked Questions

Is Osborne at risk of flooding?

Based on available data, Osborne has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Osborne?

Insurance costs for flood cover in Osborne depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Osborne?

Yes, flood risk can affect property values in Osborne. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Osborne?

Elevation is a critical factor in flood risk. Properties at higher elevations within Osborne typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Osborne is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.9% of Osborne in high-risk zones for bushfire, with a further 71.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Osborne Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Osborne, South Australia, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections