๐Ÿ“ฎ Semaphore postcode: 5019

Flood Risk in Semaphore, SA: 2026 Assessment

Semaphore, South Australiaยท City of Port Adelaide Enfieldยท 5019
Semaphore faces a moderate risk of flooding due to its low-lying coastal location and proximity to the Port River. Sea level rise and increased rainfall intensity could exacerbate this risk.Updated 22 Mar 2026

Flood Risk Score

6.5/10

Semaphore faces a moderate risk of flooding due to its low-lying coastal location and proximity to the Port River. Sea level rise and increased rainfall intensity could exacerbate this risk.

Key Facts

Flood Risk
Semaphore faces a moderate risk of flooding due to its low-lying coastal location and proximity to the Port River. Sea level rise and increased rainfall intensity could exacerbate this risk.
Trend
increasing
Suburb
Semaphore, SA
Overall Risk
Medium
Postcode
5019
Highest high-risk exposure
18.6% of land (bushfire)

Flood Risk Analysis

Semaphore, located in South Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across South Australia.

Semaphore is located in a coastal flood zone and has experienced flooding in the past due to heavy rainfall and storm surges.

Semaphore faces a moderate risk of flooding due to its low-lying coastal location and proximity to the Port River. Sea level rise and increased rainfall intensity could exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Semaphore sits within ClimateNest's suburb-level hazard model for flood risk. 2.5% of the suburb's land area is mapped in high-risk flood zones and 72.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Semaphore.

Semaphore (postcode 5019) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.6% of land in high-risk zones), surface flood (7.9% of land in high-risk zones), riverine flood (2.5% of land in high-risk zones). Exposure is not uniform across Semaphore โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayPort River
Elevation Range0-5 meters
Flood Zone ClassificationCoastal Flood Zone

Historical Events

2007
Moderate

Heavy rainfall caused flooding in Semaphore, particularly in low-lying areas near the Port River.

Adaptation & Mitigation Actions

Upgrade Drainage Infrastructure

Near-term

Improve drainage systems to reduce the risk of flash flooding during heavy rainfall events.

Est. cost: Medium

Protect Coastal Ecosystems

Near-term

Restore and protect coastal dunes and vegetation to provide natural buffers against sea level rise and storm surges.

Est. cost: Medium

Implement Heatwave Early Warning System

Immediate

Develop a heatwave early warning system to alert vulnerable residents and provide guidance on how to stay safe during extreme heat events.

Est. cost: Low

Promote Energy Efficiency

Long-term

Encourage residents and businesses to adopt energy-efficient practices to reduce greenhouse gas emissions and mitigate climate change.

Est. cost: Low

Raise Awareness of Climate Risks

Immediate

Educate residents about the risks of climate change and provide information on how to prepare for and respond to climate-related hazards.

Est. cost: Low

Council & Emergency Services

City of Port Adelaide Enfield
Emergency Services

Data last updated: 22 March 2026

Explore Semaphore Risk Reports

Frequently Asked Questions

Is Semaphore at risk of flooding?

Based on available data, Semaphore has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Semaphore?

Insurance costs for flood cover in Semaphore depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Semaphore?

Yes, flood risk can affect property values in Semaphore. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Semaphore?

Elevation is a critical factor in flood risk. Properties at higher elevations within Semaphore typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Semaphore is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.6% of Semaphore in high-risk zones for bushfire, with a further 68% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Semaphore Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Semaphore, South Australia, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections