๐Ÿ“ฎ North St Marys postcode: 2760

Flood Risk in North St Marys, SA: 2026 Assessment

North St Marys, South Australiaยท Penrithยท 2760
North St Marys faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 24 May 2026

Flood Risk Score

6.5/10

North St Marys faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
North St Marys faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
North St Marys, SA
Overall Risk
Medium
Postcode
5042
Highest high-risk exposure
11.6% of land (surface flood)

Flood Risk Analysis

North St Marys, located in South Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across South Australia.

Some areas near South Creek are prone to flash flooding during heavy rainfall events.

North St Marys faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

North St Marys sits within ClimateNest's suburb-level hazard model for flood risk. 2.8% of the suburb's land area is mapped in high-risk flood zones and 90.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in North St Marys.

North St Marys (postcode 5042) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (11.6% of land in high-risk zones), bushfire (10.1% of land in high-risk zones), riverine flood (2.8% of land in high-risk zones). Exposure is not uniform across North St Marys โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwaySouth Creek
Elevation Range30-50m
Flood Zone ClassificationLow to Moderate

Historical Events

2020
Minor

Localized flooding in parts of Penrith LGA due to heavy rainfall.

2011
Moderate

Major flooding in the Penrith region affected low-lying areas near South Creek.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce flood risk during heavy rainfall events.

Est. cost: Medium

Implement heatwave early warning system

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Bushfire hazard reduction

Near-term

Conduct regular bushfire hazard reduction activities in areas surrounding the suburb.

Est. cost: Medium

Promote water conservation

Long-term

Encourage residents to conserve water to reduce strain on water resources during droughts.

Est. cost: Low

Community education programs

Near-term

Run community workshops on preparing for climate-related disasters.

Est. cost: Low

Council & Emergency Services

Penrith City Council
Emergency Services

Data last updated: 24 May 2026

Explore North St Marys Risk Reports

Frequently Asked Questions

Is North St Marys at risk of flooding?

Based on available data, North St Marys has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in North St Marys?

Insurance costs for flood cover in North St Marys depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in North St Marys?

Yes, flood risk can affect property values in North St Marys. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in North St Marys?

Elevation is a critical factor in flood risk. Properties at higher elevations within North St Marys typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of North St Marys is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.6% of North St Marys in high-risk zones for surface flood, with a further 60.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is North St Marys Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for North St Marys, South Australia, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections