Is Ellerslie, VIC Climate Safe? 2026 Assessment

Ellerslie, Victoria
Moderate climate risk — address-specificUpdated 31 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Ellerslie faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.
Bushfire
The bushfire risk in Ellerslie is moderate, with some areas bordering bushland being more susceptible. Residents should maintain their properties and be prepared for bushfire season.
Heat
Ellerslie experiences a moderate risk from heatwaves, especially during the summer months. Vulnerable populations should take precautions during extreme heat events.
Storm
Moderate storm risk — severe thunderstorms with hail and damaging winds
Postcode
3265
Highest high-risk exposure
10% of land (surface flood)

Climate Safety Analysis

Ellerslie in Victoria has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Ellerslie's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Ellerslie is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Ellerslie including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Ellerslie (postcode 3265) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (10% of land in high-risk zones), bushfire (6.5% of land in high-risk zones), riverine flood (5.1% of land in high-risk zones). Exposure is not uniform across Ellerslie — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandSome properties border bushland
BAL OverlayCheck with the NSW RFS for bushfire prone area maps
Nearest WaterwayLocal creeks and drainage systems
Flood ZoneSome areas are designated as flood zones
Avg January Max30.5 °C

Historical Events

2020
Minor

A severe storm caused some localized flooding and power outages in Ellerslie.

2017
Moderate

A prolonged heatwave affected the region, with temperatures exceeding 40 degrees Celsius for several days.

2013
Minor

A bushfire near Ellerslie caused some concern, but no properties were directly damaged.

2011
Moderate

Significant flooding occurred in the region, impacting some properties in Ellerslie.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: High

Develop a Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and outreach programs.

Est. cost: Medium

Bushfire Risk Reduction

Near-term

Undertake controlled burns and vegetation management to reduce bushfire fuel loads.

Est. cost: Medium

Community Awareness Programs

Long-term

Educate residents about climate risks and how to prepare for emergencies.

Est. cost: Low

Council & Emergency Services

Example Council
Emergency Services

Data last updated: 31 May 2026

Explore Ellerslie Risk Reports

Frequently Asked Questions

Is Ellerslie safe from climate change?

No location in Australia is entirely immune to climate change impacts. Ellerslie has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Ellerslie?

The dominant hazard for Ellerslie depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Ellerslie compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across Victoria suburbs.

Should I be concerned about buying property in Ellerslie?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Ellerslie?

Key projections for Victoria from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Ellerslie.

What share of Ellerslie is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 10% of Ellerslie in high-risk zones for surface flood, with a further 84.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Ellerslie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ellerslie, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections