Property Investment Score: Highett, VIC (2026)
Investment Score
5.2/10Moderate investment with climate considerations
Key Facts
- Investment Score
- 5.2/10
- Climate Risk
- Medium
- Resale Risk
- Medium
- Suburb
- Highett, VIC
- Postcode
- 3190
- Highest high-risk exposure
- 17.1% of land (bushfire)
Investment Score Analysis
Highett in Victoria has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.
Properties in flood-prone areas may experience a negative impact on property values.
The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Highett with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.
Use ClimateNest for a complete property-specific investment analysis for Highett including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.
Highett (postcode 3190) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.1% of land in high-risk zones), surface flood (7.5% of land in high-risk zones), riverine flood (5.6% of land in high-risk zones). Exposure is not uniform across Highett — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Severe storms caused damage to property and infrastructure in the Melbourne area, including Highett.
Localized flooding occurred due to heavy rainfall and stormwater runoff.
The 2009 heatwave resulted in record-breaking temperatures and increased heat-related illnesses.
Heavy rainfall caused widespread flooding in Melbourne, including parts of Highett.
Adaptation & Mitigation Actions
Improve stormwater drainage
Near-termUpgrade stormwater infrastructure to handle increased rainfall intensity and reduce flood risk.
Est. cost: Medium
Increase green spaces
Near-termPlant more trees and create green spaces to reduce the urban heat island effect and provide shade.
Est. cost: Medium
Develop a heatwave response plan
ImmediateImplement a heatwave early warning system and provide support for vulnerable populations during heatwaves.
Est. cost: Low
Coastal protection measures
Long-termImplement coastal protection measures such as seawalls and beach nourishment to protect against sea level rise and erosion.
Est. cost: High
Community education programs
Near-termEducate residents about climate change risks and adaptation measures.
Est. cost: Low
Council & Emergency Services
Explore Highett Risk Reports
View other climate risk assessments for Highett:
Frequently Asked Questions
Is Highett a good investment?
Highett has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.
How does climate risk affect property investment returns in Highett?
Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Highett. ClimateNest provides climate-adjusted investment metrics.
What is the resale outlook for properties in Highett?
The resale outlook for Highett depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.
Are there climate-resilient suburbs near Highett?
Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across Victoria suburbs to identify relative opportunities and risks.
What share of Highett is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 17.1% of Highett in high-risk zones for bushfire, with a further 70.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Highett Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Highett, Victoria, covering flood, bushfire, sea level rise and more.
What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections