📮 Kilmore postcode: 3764

Bushfire Risk in Kilmore, VIC: 2026 Assessment

Kilmore, Victoria· Mitchell· 3764
Kilmore has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.Updated 8 Mar 2026

Bushfire Risk Score

4.8/10

Kilmore has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Kilmore has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Kilmore, VIC
Overall Risk
Medium
Postcode
3764
Highest high-risk exposure
15.1% of land (bushfire)

Bushfire Risk Analysis

Kilmore, Victoria, has a kilmore has a moderate bushfire risk due to surrounding bushland. hotter, drier conditions are projected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Victoria fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area's vegetation and topography contribute to the bushfire risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Kilmore, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Kilmore including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Kilmore sits within ClimateNest's suburb-level hazard model for bushfire risk. 15.1% of the suburb's land area is mapped in high-risk bushfire zones and 64.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Kilmore.

Kilmore (postcode 3764) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.1% of land in high-risk zones), surface flood (13.7% of land in high-risk zones), riverine flood (7.9% of land in high-risk zones). Exposure is not uniform across Kilmore — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to forested areas to the north and east.
BAL Overlay / ZoneRefer to the CFA's bushfire-prone area map.
Bushfire Prone AreaYes

Historical Events

2009
Major

The Black Saturday bushfires impacted the region surrounding Kilmore, causing widespread damage and loss of life.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Implement bushfire management strategies

Near-term

Reduce fuel loads and improve firebreaks to mitigate bushfire risk.

Est. cost: Medium

Develop a heatwave response plan

Immediate

Establish cooling centers and provide support to vulnerable populations during heatwaves.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents and businesses to conserve water to reduce the impact of droughts.

Est. cost: Low

Council & Emergency Services

Mitchell Shire Council
Emergency Services

Data last updated: 8 March 2026

Explore Kilmore Risk Reports

Frequently Asked Questions

Is Kilmore in a bushfire prone area?

Parts of Kilmore may be designated as bushfire prone land. Based on available data, Kilmore has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Kilmore?

BAL ratings in Kilmore depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Kilmore?

Yes, properties in bushfire-prone parts of Kilmore may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Kilmore?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Victoria fire authority for property-specific guidance.

What share of Kilmore is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.1% of Kilmore in high-risk zones for bushfire, with a further 64.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Kilmore Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kilmore, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections