📮 Maffra postcode: 3860

Bushfire Risk in Maffra, VIC: 2026 Assessment

Maffra, Victoria· Wellington· 3860
Maffra faces a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.Updated 10 Mar 2026

Bushfire Risk Score

4.0/10

Maffra faces a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Maffra faces a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Maffra, VIC
Overall Risk
Medium
Postcode
3860
Highest high-risk exposure
9.9% of land (bushfire)

Bushfire Risk Analysis

Maffra, Victoria, has a maffra faces a moderate bushfire risk due to surrounding vegetation. hotter, drier conditions are projected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Victoria fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Maffra is located in a designated bushfire-prone area, requiring properties to adhere to specific building standards.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Maffra, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Maffra including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Maffra sits within ClimateNest's suburb-level hazard model for bushfire risk. 9.9% of the suburb's land area is mapped in high-risk bushfire zones and 70.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Maffra.

Maffra (postcode 3860) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.9% of land in high-risk zones), surface flood (8.4% of land in high-risk zones), riverine flood (6.8% of land in high-risk zones). Exposure is not uniform across Maffra — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 5km of significant bushland areas.
BAL Overlay / ZoneThe CFA provides bushfire overlay maps for the region.
Bushfire Prone AreaYes

Historical Events

2009
Major

The Black Saturday bushfires impacted the broader Gippsland region, with Maffra experiencing significant smoke and ash.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in improved drainage systems and levees to mitigate flood risk.

Est. cost: Medium

Develop Bushfire Management Plans

Immediate

Implement community-based bushfire management plans and conduct regular fire drills.

Est. cost: Low

Establish Heatwave Response Strategies

Near-term

Create public cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to address potential water shortages due to climate change.

Est. cost: Low

Enhance Emergency Preparedness

Immediate

Improve community awareness and preparedness for climate-related emergencies through education and training programs.

Est. cost: Low

Council & Emergency Services

Wellington Shire Council
Emergency Services

Data last updated: 10 March 2026

Explore Maffra Risk Reports

Frequently Asked Questions

Is Maffra in a bushfire prone area?

Parts of Maffra may be designated as bushfire prone land. Based on available data, Maffra has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Maffra?

BAL ratings in Maffra depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Maffra?

Yes, properties in bushfire-prone parts of Maffra may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Maffra?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Victoria fire authority for property-specific guidance.

What share of Maffra is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.9% of Maffra in high-risk zones for bushfire, with a further 70.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Maffra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Maffra, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections