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PROPERTY ANALYTICS

Climate Risk Assessment for Moe, VIC

Moe, Victoria· Latrobe City· 3825
Medium Risk
Updated Mar 2026

Moe faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

5.8/10
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.2
Heat
7.0
Coastal
1.0

Detailed Hazard Analysis

heat Risk

7.0/10

Moe is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

6.5/10

Moe faces a moderate risk of flooding, primarily from the Latrobe River and local creeks. Increased rainfall intensity could exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Aging infrastructure

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

1.0/10

Moe is not directly exposed to coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

4.2/10

Moe has a moderate bushfire risk due to its proximity to bushland areas. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

4.7

2050

5.2

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire overlays.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Develop a household emergency plan.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Latrobe River
Elevation Range
100-140m
Flood Zone
Areas near the Latrobe River are prone to flooding.

Historical flood events have impacted residential and commercial areas in Moe.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland reserves.
Planning Overlay
Bushfire Management Overlay applies to some areas.
Bushfire Prone Area
Yes

Residents should be aware of fire restrictions and prepare their properties.

Heat Evidence

Avg January Max Temp
27.5°C
Heat Stress Days/Year
3 days

Heatwaves can strain local infrastructure and emergency services.

Coastal Evidence

Distance to Coast
140 km
Sea Level Rise Exposure
Not directly exposed.
Erosion Risk
Not applicable.

Historical Climate Events

2011
floodModerate

Major flooding along the Latrobe River impacted Moe and surrounding areas.

Source
2009
bushfireCatastrophic

The Black Saturday bushfires caused widespread devastation in Victoria, including areas near Moe.

Source
2019
heatwaveMajor

Record-breaking heatwave conditions affected Moe and the Latrobe Valley.

Source
2023
floodModerate

Heavy rainfall caused flash flooding in parts of Moe, impacting local businesses and residences.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood6.56.8(+0.3)7.1(+0.6)
bushfire4.24.4(+0.2)4.7(+0.5)
heat7.07.8(+0.8)8.5(+1.5)
coastal1.01.01.0

By 2030, Moe is projected to experience a noticeable increase in heatwave frequency and intensity, along with a slightly elevated risk of flooding. Bushfire risk will also see a marginal increase.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures along the Latrobe River.

Est. cost: Medium

Learn more

Develop a Heat Action Plan

Immediate

Establish cooling centers, provide public education on heat safety, and support vulnerable residents during heatwaves.

Est. cost: Low

Learn more

Enhance Bushfire Preparedness

Near-term

Conduct community education programs, improve firebreaks, and support residents in preparing their properties for bushfires.

Est. cost: Medium

Learn more

Promote Water Conservation

Long-term

Implement water restrictions, encourage water-efficient landscaping, and invest in water recycling infrastructure.

Est. cost: Medium

Learn more

Support Community Resilience

Immediate

Establish community support networks to assist vulnerable residents during extreme weather events.

Est. cost: Low

Learn more

About Moe's Climate Risk Profile

Moe, located in the Latrobe Valley, is projected to experience significant impacts from climate change. The primary risks are increased flooding from the Latrobe River and local creeks, more frequent and intense heatwaves, and a moderate risk of bushfires.

Increased rainfall intensity is expected to exacerbate flood risks, particularly in low-lying areas. The aging infrastructure may also contribute to the problem. Residents should be aware of flood warnings and have evacuation plans in place.

Heatwaves are becoming more common and severe, posing a threat to public health. The elderly, children, and those with pre-existing health conditions are particularly vulnerable. It is important to stay hydrated, seek air-conditioned environments, and check on neighbors during heatwaves.

The surrounding bushland areas contribute to a moderate bushfire risk. Drier conditions and higher temperatures increase the likelihood of bushfires. Residents should maintain their properties, clear vegetation, and have a bushfire survival plan.

While Moe is not directly exposed to coastal risks, the broader region may experience indirect impacts from sea-level rise and coastal erosion. It is important to consider these factors when making long-term planning decisions.

Data sources: BOM · CSIRO · EMV

Local Government Resources

Latrobe City Council

Climate StrategyFlood MapsEmergency Services

Frequently Asked Questions

What are the main climate change risks in Moe?

The main risks are increased flooding, more frequent and intense heatwaves, and a moderate risk of bushfires.

How can I prepare my home for a flood?

Elevate appliances, store valuables above flood level, and have an evacuation plan in place.

What should I do during a heatwave?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors.

How can I protect my property from bushfires?

Clear vegetation, maintain firebreaks, and have a bushfire survival plan.

Where can I find information about emergency services in Moe?

Visit the Emergency Management Victoria website for information about emergency services and preparedness.

Is my property in Moe at risk of flooding?

Check the Latrobe City Council flood maps to determine if your property is in a flood-prone area.

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