📮 Moe postcode: 3825

Bushfire Risk in Moe, VIC: 2026 Assessment

Moe, Victoria· Latrobe City· 3825
Moe has a moderate bushfire risk due to its proximity to bushland areas. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.Updated 2 Apr 2026

Bushfire Risk Score

4.2/10

Moe has a moderate bushfire risk due to its proximity to bushland areas. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Moe has a moderate bushfire risk due to its proximity to bushland areas. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Moe, VIC
Overall Risk
Medium
Postcode
3825
Highest high-risk exposure
19.6% of land (bushfire)

Bushfire Risk Analysis

Moe, Victoria, has a moe has a moderate bushfire risk due to its proximity to bushland areas. drier conditions and higher temperatures could increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Victoria fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Residents should be aware of fire restrictions and prepare their properties.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Moe, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Moe including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Moe sits within ClimateNest's suburb-level hazard model for bushfire risk. 19.6% of the suburb's land area is mapped in high-risk bushfire zones and 68.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Moe.

Moe (postcode 3825) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.6% of land in high-risk zones), riverine flood (9.1% of land in high-risk zones), surface flood (8% of land in high-risk zones). Exposure is not uniform across Moe — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves.
BAL Overlay / ZoneBushfire Management Overlay applies to some areas.
Bushfire Prone AreaYes

Historical Events

2009
Catastrophic

The Black Saturday bushfires caused widespread devastation in Victoria, including areas near Moe.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures along the Latrobe River.

Est. cost: Medium

Develop a Heat Action Plan

Immediate

Establish cooling centers, provide public education on heat safety, and support vulnerable residents during heatwaves.

Est. cost: Low

Enhance Bushfire Preparedness

Near-term

Conduct community education programs, improve firebreaks, and support residents in preparing their properties for bushfires.

Est. cost: Medium

Promote Water Conservation

Long-term

Implement water restrictions, encourage water-efficient landscaping, and invest in water recycling infrastructure.

Est. cost: Medium

Support Community Resilience

Immediate

Establish community support networks to assist vulnerable residents during extreme weather events.

Est. cost: Low

Council & Emergency Services

Latrobe City Council
Emergency Services

Data last updated: 2 April 2026

Explore Moe Risk Reports

Frequently Asked Questions

Is Moe in a bushfire prone area?

Parts of Moe may be designated as bushfire prone land. Based on available data, Moe has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Moe?

BAL ratings in Moe depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Moe?

Yes, properties in bushfire-prone parts of Moe may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Moe?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Victoria fire authority for property-specific guidance.

What share of Moe is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.6% of Moe in high-risk zones for bushfire, with a further 68.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Moe Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moe, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections