๐Ÿ“ฎ Mooroopna postcode: 3629

Flood Risk in Mooroopna, VIC: 2026 Assessment

Mooroopna, Victoriaยท Greater Sheppartonยท 3629
Mooroopna is highly susceptible to flooding due to its proximity to the Goulburn River and low-lying topography. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 1 Apr 2026

Flood Risk Score

8.5/10

Mooroopna is highly susceptible to flooding due to its proximity to the Goulburn River and low-lying topography. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Mooroopna is highly susceptible to flooding due to its proximity to the Goulburn River and low-lying topography. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Mooroopna, VIC
Overall Risk
High
Postcode
3629
Highest high-risk exposure
10.9% of land (bushfire)

Flood Risk Analysis

Mooroopna, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Historical flood events have impacted Mooroopna significantly, highlighting the need for improved flood mitigation measures.

Mooroopna is highly susceptible to flooding due to its proximity to the Goulburn River and low-lying topography. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mooroopna sits within ClimateNest's suburb-level hazard model for flood risk. 6.6% of the suburb's land area is mapped in high-risk flood zones and 65.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mooroopna.

Mooroopna (postcode 3629) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.9% of land in high-risk zones), surface flood (8.5% of land in high-risk zones), riverine flood (6.6% of land in high-risk zones). Exposure is not uniform across Mooroopna โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayGoulburn River
Elevation Range114-120m
Flood Zone ClassificationLikely to be within a designated flood zone.

Historical Events

2022
Major

Significant flooding occurred along the Goulburn River, impacting Mooroopna and surrounding areas.

2011
Moderate

Another significant flood event impacted Mooroopna, following heavy rainfall in the region.

2010
Major

The Goulburn River experienced major flooding, inundating parts of Mooroopna and causing significant damage to properties.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in infrastructure to protect against flooding, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Develop a Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement measures to reduce bushfire risk, such as fuel reduction programs and community education initiatives.

Est. cost: Medium

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand the impacts of climate change, such as strengthening power grids and water supply systems.

Est. cost: High

Promote Water Conservation

Near-term

Encourage water conservation measures to reduce water stress during periods of drought and heat.

Est. cost: Low

Council & Emergency Services

Greater Shepparton City Council
Emergency Services

Data last updated: 1 April 2026

Explore Mooroopna Risk Reports

Frequently Asked Questions

Is Mooroopna at risk of flooding?

Based on available data, Mooroopna has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mooroopna?

Insurance costs for flood cover in Mooroopna depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mooroopna?

Yes, flood risk can affect property values in Mooroopna. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mooroopna?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mooroopna typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mooroopna is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.9% of Mooroopna in high-risk zones for bushfire, with a further 72.1% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Mooroopna Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mooroopna, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections