๐Ÿ“ฎ Murchison postcode: 3610

Flood Risk in Murchison, VIC: 2026 Assessment

Murchison, Victoriaยท Greater Sheppartonยท 3610
Murchison faces a moderate risk of flooding due to its proximity to the Goulburn River. Riverine flooding can inundate low-lying areas.Updated 9 Mar 2026

Flood Risk Score

6.5/10

Murchison faces a moderate risk of flooding due to its proximity to the Goulburn River. Riverine flooding can inundate low-lying areas.

Key Facts

Flood Risk
Murchison faces a moderate risk of flooding due to its proximity to the Goulburn River. Riverine flooding can inundate low-lying areas.
Trend
increasing
Suburb
Murchison, VIC
Overall Risk
Medium
Postcode
3610
Highest high-risk exposure
10.6% of land (surface flood)

Flood Risk Analysis

Murchison, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

The Goulburn River has a history of flooding in the Murchison area. Recent upgrades to flood levees have improved protection, but the risk remains.

Murchison faces a moderate risk of flooding due to its proximity to the Goulburn River. Riverine flooding can inundate low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Murchison sits within ClimateNest's suburb-level hazard model for flood risk. 8.4% of the suburb's land area is mapped in high-risk flood zones and 68.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Murchison.

Murchison (postcode 3610) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (10.6% of land in high-risk zones), bushfire (9.5% of land in high-risk zones), riverine flood (8.4% of land in high-risk zones). Exposure is not uniform across Murchison โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayGoulburn River
Elevation Range120-130m
Flood Zone ClassificationLikely to be within a designated flood zone.

Historical Events

2010
Moderate

Significant flooding of the Goulburn River impacted Murchison, causing property damage and road closures.

1993
Major

Major flooding along the Goulburn River inundated parts of Murchison, causing widespread damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in upgrading flood levees and drainage systems to protect properties from increased flood risk.

Est. cost: High

Develop a Heat Action Plan

Immediate

Implement a community-based heat action plan to protect vulnerable residents during heatwaves.

Est. cost: Medium

Bushfire Preparedness Programs

Near-term

Enhance community bushfire preparedness programs and promote fire-resistant landscaping.

Est. cost: Low

Water Conservation Measures

Long-term

Implement water conservation measures to address potential water scarcity due to climate change.

Est. cost: Medium

Council & Emergency Services

Greater Shepparton City Council
Emergency Services

Data last updated: 9 March 2026

Explore Murchison Risk Reports

Frequently Asked Questions

Is Murchison at risk of flooding?

Based on available data, Murchison has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Murchison?

Insurance costs for flood cover in Murchison depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Murchison?

Yes, flood risk can affect property values in Murchison. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Murchison?

Elevation is a critical factor in flood risk. Properties at higher elevations within Murchison typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Murchison is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 10.6% of Murchison in high-risk zones for surface flood, with a further 65% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Murchison Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Murchison, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections