Bushfire Risk in Fernhill, VIC: 2026 Assessment

Fernhill, Victoria· Wollongong
Fernhill has a high bushfire risk due to its location near bushland. Dry conditions and strong winds can exacerbate the risk during bushfire season.Updated 30 May 2026

Bushfire Risk Score

8.1/10

Fernhill has a high bushfire risk due to its location near bushland. Dry conditions and strong winds can exacerbate the risk during bushfire season.

Key Facts

Bushfire Risk
Fernhill has a high bushfire risk due to its location near bushland. Dry conditions and strong winds can exacerbate the risk during bushfire season.
Trend
increasing
Suburb
Fernhill, VIC
Overall Risk
High
Postcode
3418
Highest high-risk exposure
17.7% of land (bushfire)

Bushfire Risk Analysis

Fernhill, Victoria, has a fernhill has a high bushfire risk due to its location near bushland. dry conditions and strong winds can exacerbate the risk during bushfire season. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Victoria fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The suburb is designated as a bushfire prone area, requiring specific building standards for new constructions.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Fernhill, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Fernhill including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Fernhill sits within ClimateNest's suburb-level hazard model for bushfire risk. 17.7% of the suburb's land area is mapped in high-risk bushfire zones and 61.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Fernhill.

Fernhill (postcode 3418) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.7% of land in high-risk zones), riverine flood (8.8% of land in high-risk zones), surface flood (8% of land in high-risk zones). Exposure is not uniform across Fernhill — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland
BAL Overlay / ZoneBushfire prone area
Bushfire Prone AreaYes

Historical Events

2020
Major

The Black Summer bushfires significantly impacted the region, causing widespread damage and smoke haze.

2013
Moderate

Bushfires in the region threatened properties and required evacuations.

Adaptation & Mitigation Actions

Develop a Bushfire Management Plan

Immediate

Create a comprehensive bushfire management plan for your property, including clearing vegetation, maintaining firebreaks, and having an evacuation plan.

Est. cost: Low

Improve Home Insulation

Near-term

Improve home insulation to reduce heat stress during heatwaves and lower energy consumption for cooling.

Est. cost: Medium

Install Rainwater Tanks

Near-term

Install rainwater tanks to capture and store rainwater for non-potable uses, reducing reliance on mains water during droughts and heavy rainfall events.

Est. cost: Medium

Support Coastal Protection Measures

Long-term

Support local government initiatives to protect coastal areas from erosion and sea level rise, such as beach nourishment and seawall construction.

Est. cost: High

Participate in Community Education Programs

Near-term

Engage in community education programs to learn about climate risks and adaptation strategies, and to build community resilience.

Est. cost: Low

Council & Emergency Services

Wollongong City Council
Emergency Services

Data last updated: 30 May 2026

Explore Fernhill Risk Reports

Frequently Asked Questions

Is Fernhill in a bushfire prone area?

Parts of Fernhill may be designated as bushfire prone land. Based on available data, Fernhill has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Fernhill?

BAL ratings in Fernhill depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Fernhill?

Yes, properties in bushfire-prone parts of Fernhill may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Fernhill?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Victoria fire authority for property-specific guidance.

What share of Fernhill is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.7% of Fernhill in high-risk zones for bushfire, with a further 61.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Fernhill Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Fernhill, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections