๐Ÿ“ฎ Nilma North postcode: 3820

Nilma North Demographics: Population, Age & Income Profile (VIC)

Nilma North, Victoriaยท Baw Baw Shire Councilยท 3820
Nilma North has a medium demographic profile typical of Victoria suburbsUpdated 9 July 2026

Liveability Score

5.5/10

Nilma North has a medium demographic profile typical of Victoria suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,354/wk (state avg)
Families with Children
29.9% of households
Home Ownership
66.2% own โ€” 30.2% rent
Postcode
3821
Highest high-risk exposure
11.1% of land (bushfire)

Demographics Analysis

Nilma North in Victoria reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in Victoria has a median weekly income of around $1,354, with a median age of 38 years.

The ABS reports that 29.9% of households in Victoria are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in Victoria show that 66.2% of households own their home (with or without a mortgage), while 30.2% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability โ€” all important factors for home buyers evaluating Nilma North.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like Nilma North. Different demographic groups face different climate exposure profiles โ€” families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Nilma North property to understand how climate projections may affect your investment.

Nilma North (postcode 3821) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.1% of land in high-risk zones), extreme wind (6.1% of land in high-risk zones), riverine flood (5.2% of land in high-risk zones). Exposure is not uniform across Nilma North โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Adaptation & Mitigation Actions

Implement Water-Sensitive Urban Design (WSUD)

Near-term

Incorporate rain gardens, permeable pavements, and vegetated swales to manage stormwater runoff and reduce localized flooding.

Est. cost: $$

Enhance Bushfire Preparedness and Defensible Space

Immediate

Maintain fuel loads around properties, create defendable space, and ensure properties comply with bushfire attack level (BAL) requirements.

Est. cost: $

Promote Cool Roofs and Green Infrastructure

Near-term

Encourage the use of reflective roofing materials and increase tree canopy cover to mitigate the urban heat island effect and reduce building temperatures.

Est. cost: $$

Develop Community Heatwave Response Plans

Near-term

Establish community hubs, provide public cooling centers, and implement communication strategies to support vulnerable residents during heatwaves.

Est. cost: $

Upgrade Stormwater Drainage Systems

Long-term

Invest in upgrading and maintaining existing stormwater infrastructure to cope with increased rainfall intensity and reduce flood risk.

Est. cost: $$$

Council & Emergency Services

Baw Baw Shire Council
Emergency Services

Data last updated: 9 July 2026

Explore Nilma North Risk Reports

Frequently Asked Questions

What is the population of Nilma North?

Population data for Nilma North comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the Victoria state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in Nilma North?

The median age for Victoria is 38 years according to the 2021 ABS Census, which serves as a reference point for Nilma North. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in Nilma North?

The median weekly household income in Victoria is $1,354 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in Nilma North?

The demographic profile of Nilma North is broadly shaped by its location within Victoria. According to the ABS Census, 29.9% of households in the state are couples with children, while 24.7% are couples without children. The overall population of Victoria has a median age of 38 โ€” use this as context when assessing the demographic character of Nilma North.

What share of Nilma North is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.1% of Nilma North in high-risk zones for bushfire, with a further 60.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Nilma North Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Nilma North, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections