Bushfire Risk in Pine Lodge, VIC: 2026 Assessment

Pine Lodge, Victoria
Notable bushfire risk — significant bushland interface across many suburbsUpdated 28 June 2026

Bushfire Risk Score

3.5/10

Notable bushfire risk — significant bushland interface across many suburbs

Key Facts

Bushfire Risk
Notable bushfire risk — significant bushland interface across many suburbs
Trend
increasing
Suburb
Pine Lodge, VIC
Overall Risk
Moderate
Postcode
3631
Highest high-risk exposure
9.4% of land (surface flood)

Bushfire Risk Analysis

Pine Lodge, Victoria, has a notable bushfire risk — significant bushland interface across many suburbs bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Victoria fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The Bushfire Attack Level (BAL) system under Australian Standard AS 3959 determines construction requirements for properties in Pine Lodge based on their proximity to vegetation and predicted fire intensity. BAL ratings range from BAL-LOW to BAL-FZ (Flame Zone).

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Pine Lodge, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Pine Lodge including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Pine Lodge sits within ClimateNest's suburb-level hazard model for bushfire risk. 7.2% of the suburb's land area is mapped in high-risk bushfire zones and 68.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Pine Lodge.

Pine Lodge (postcode 3631) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (9.4% of land in high-risk zones), riverine flood (7.2% of land in high-risk zones), bushfire (7.2% of land in high-risk zones). Exposure is not uniform across Pine Lodge — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Explore Pine Lodge Risk Reports

Frequently Asked Questions

Is Pine Lodge in a bushfire prone area?

Parts of Pine Lodge may be designated as bushfire prone land. Based on available data, Pine Lodge has a moderate bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Pine Lodge?

BAL ratings in Pine Lodge depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Pine Lodge?

Yes, properties in bushfire-prone parts of Pine Lodge may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Pine Lodge?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Victoria fire authority for property-specific guidance.

What share of Pine Lodge is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 9.4% of Pine Lodge in high-risk zones for surface flood, with a further 79.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Pine Lodge Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Pine Lodge, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections