Climate Risk in Shepparton, Victoria

Shepparton, Victoria
Medium Risk
Updated Apr 2026

Shepparton faces increasing risks from flooding and heatwaves due to climate change. The suburb's proximity to the Goulburn River makes it vulnerable to riverine flooding, while rising temperatures are exacerbating heat-related risks.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
3.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Shepparton

increasing

Flood

65/100

Shepparton faces a notable risk of flooding due to its proximity to the Goulburn River and relatively flat terrain. Increased rainfall intensity and riverine flooding are key concerns.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding
stable

Bushfire

30/100

Shepparton has a relatively low bushfire risk compared to other regions in Victoria, but dry vegetation in surrounding areas can pose a threat during hot and windy conditions.

Key drivers:

  • ·Dry vegetation
  • ·Hot and windy conditions
increasing

Heat

60/100

Shepparton is experiencing an increase in the frequency and intensity of heatwaves, posing a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Shepparton is located inland and does not face any direct coastal risks.

stable

Wind

28/100

Moderate wind risk — cold fronts and gusty winds

stable

Storm

32/100

Moderate storm risk — severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

35/100

Moderate energy costs — heating and cooling needs

In-Depth Climate Risk Guides for Shepparton

Detailed Hazard Analysis

heat Risk

60/100

Shepparton is experiencing an increase in the frequency and intensity of heatwaves, posing a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Shepparton faces a notable risk of flooding due to its proximity to the Goulburn River and relatively flat terrain. Increased rainfall intensity and riverine flooding are key concerns.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Urban development impacting drainage

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Shepparton is located inland and does not face any direct coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

30/100

Shepparton has a relatively low bushfire risk compared to other regions in Victoria, but dry vegetation in surrounding areas can pose a threat during hot and windy conditions.

Primary Drivers

  • ·Dry vegetation
  • ·Hot and windy conditions
  • ·Proximity to grasslands

Projections (RCP8.5)

2030

3.2

2050

3.5

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in areas prone to flooding.

Price Impact

Properties in flood-prone areas may experience price stagnation or decline.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Inquire about council plans for climate adaptation.
  • 4.Review insurance options and premiums.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Goulburn River
Elevation Range
110-120m
Flood Zone
Areas near the Goulburn River are designated as flood zones.

The Goulburn River frequently floods, impacting low-lying areas of Shepparton.

View council flood map

Bushfire Evidence

Distance to Bushland
5-10km to surrounding grasslands and scattered bushland.
Planning Overlay
Refer to the Greater Shepparton City Council for bushfire-prone area overlays.
Bushfire Prone Area
Yes

While not heavily forested, grasslands around Shepparton can pose a bushfire risk.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
5 days

Shepparton experiences several days above 35°C each summer, leading to heat stress.

Coastal Evidence

Distance to Coast
180 km
Sea Level Rise Exposure
Not applicable.
Erosion Risk
Not applicable.

Historical Climate Events

2010
floodMajor

Major flooding along the Goulburn River inundated parts of Shepparton, causing significant damage to homes and businesses.

Source
2012
heatwaveModerate

A prolonged heatwave in January 2012 led to increased hospital admissions and strain on infrastructure.

Source
2016
floodModerate

Flooding along the Goulburn River again impacted Shepparton, though less severely than in 2010.

Source
2019
heatwaveModerate

Another heatwave event caused discomfort and health concerns for vulnerable residents.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire303.2(+0.2)3.5(+0.5)
heat606.8(+0.8)7.5(+1.5)
coastal101.01.0

By 2030, Shepparton is projected to experience more frequent and intense heatwaves, as well as an increased risk of flooding. Bushfire risk will also slightly increase.

CSIRO Climate Projections

Adaptation Recommendations

Upgrade Flood Defenses

Near-term

Invest in levees and drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Develop Heat Action Plans

Immediate

Implement heatwave early warning systems and cooling centers to protect vulnerable residents.

Est. cost: Medium

Learn more

Improve Building Standards

Near-term

Update building codes to require more energy-efficient homes that are better able to withstand heatwaves.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Long-term

Implement vegetation management programs and community education initiatives to reduce bushfire risk.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water-wise gardening and efficient water use to mitigate the impacts of drought.

Est. cost: Low

Learn more

About Shepparton's Climate Risk Profile

Shepparton is located in the Goulburn Valley region of Victoria and is subject to a range of climate-related risks. The most significant of these is flooding, due to the suburb's location on the Goulburn River floodplain. Increased rainfall intensity and changes in river flow patterns are expected to increase the frequency and severity of flooding events in the future.

Heatwaves are also a growing concern for Shepparton. Rising average temperatures and more frequent heatwaves can pose a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions. The urban heat island effect can further exacerbate these risks in built-up areas.

While bushfire risk is relatively lower compared to other parts of Victoria, dry vegetation in the surrounding areas can still pose a threat during hot and windy conditions. It is important for residents to be aware of bushfire safety measures and to maintain their properties to reduce the risk of fire.

Coastal risks are not a direct concern for Shepparton due to its inland location. However, changes in climate patterns can still have indirect impacts on the region, such as changes in agricultural productivity and water availability.

Addressing these climate risks will require a combination of adaptation and mitigation measures. This includes investing in flood protection infrastructure, implementing heatwave management plans, and promoting sustainable land management practices.

Data sources: BOM · CSIRO · EMV

Local Government Resources

Greater Shepparton City Council

Frequently Asked Questions

What are the main climate change risks in Shepparton?

The main climate change risks in Shepparton are flooding, heatwaves, and to a lesser extent, bushfires. The suburb's location on the Goulburn River floodplain makes it vulnerable to riverine flooding, while rising temperatures are exacerbating heat-related risks.

How is the local council addressing climate change?

The Greater Shepparton City Council is developing and implementing climate change strategies to reduce emissions and adapt to the impacts of climate change. This includes investing in flood protection infrastructure, promoting energy efficiency, and developing heatwave management plans.

What can I do to prepare for heatwaves in Shepparton?

To prepare for heatwaves, it is important to stay hydrated, stay indoors in air-conditioned environments, and check on vulnerable neighbors and family members. You can also prepare a heatwave kit with essential supplies, such as water, a first-aid kit, and a battery-operated fan.

What should I do if my property is at risk of flooding?

If your property is at risk of flooding, it is important to have a flood plan in place and to know how to evacuate safely. You should also consider investing in flood protection measures, such as sandbags or flood barriers. Contact the local council for advice and assistance.

Are there any government grants available for climate adaptation measures?

The Victorian State Government and the Federal Government offer various grants and programs to support climate adaptation measures. Check the relevant government websites for information on available grants and eligibility criteria.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Shepparton, use our analysis tool.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections