๐Ÿ“ฎ Smiths Beach postcode: 3922

Smiths Beach Median Property Value & Market Data (VIC)

Smiths Beach, Victoriaยท Bass Coast Shire Councilยท 3922
Smiths Beach has a median property value in line with Victoria averagesUpdated 21 June 2026

Price Score

6.0/10

Smiths Beach has a median property value in line with Victoria averages

Key Facts

Median Price Range
$800kโ€“$1.1M
Suburb
Smiths Beach, VIC
Key Price Driver
Proximity to CBD and school catchments
Climate Risk Impact
Increasingly affects property values โ€” get a report
Postcode
3922
Highest high-risk exposure
8.9% of land (surface flood)

Median Property Value Analysis

Smiths Beach in Victoria sits within the broader property market of the region. The median property value provides a benchmark for home buyers evaluating the suburb against neighbouring areas and state averages across Victoria. Understanding where a suburb sits in the price spectrum is a critical first step in property research.

Property values in Smiths Beach are influenced by factors including location, housing stock diversity, school catchments, transport access, and increasingly climate risk exposure. The median price represents the middle point of all sales โ€” half sold for more, half for less โ€” and is the most commonly cited benchmark in Australian property market reporting. Domain and CoreLogic both publish suburb-level median price data that can be compared across Victoria.

For buyers considering Smiths Beach, the relationship between property value and climate risk is becoming increasingly important. Properties in areas with lower exposure to flood, bushfire, and extreme heat may hold value better over the long term as climate risk awareness grows among Australian home buyers.

To make an informed property decision in Smiths Beach, an address-level assessment is essential. Get a complete ClimateNest report for your shortlisted property including climate risk scores, projected insurance costs, and long-term value outlook to complement your market research.

Smiths Beach (postcode 3922) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (8.9% of land in high-risk zones), bushfire (7.6% of land in high-risk zones), riverine flood (6.6% of land in high-risk zones). Exposure is not uniform across Smiths Beach โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Adaptation & Mitigation Actions

Coastal Dune Restoration and Protection

Near-term

Implement programs to restore and enhance coastal dune systems to act as natural buffers against erosion and storm surges. This includes revegetation with native species and potentially engineered solutions in critical areas.

Est. cost: $50,000 - $200,000

Bushfire Hazard Reduction Zones

Immediate

Establish and maintain strategic fuel reduction zones around residential areas, in consultation with the CFA. This involves regular slashing, pruning, and controlled burns where appropriate.

Est. cost: $20,000 - $50,000 annually

Urban Greening and Cool Roof Initiatives

Near-term

Promote the planting of shade trees in public and private spaces and encourage the use of cool roofing materials to mitigate the urban heat island effect and reduce cooling energy demand.

Est. cost: $10,000 - $30,000 per street block

Stormwater Management and Flood Mitigation

Near-term

Upgrade existing stormwater drainage systems and explore nature-based solutions like rain gardens and permeable pavements to better manage intense rainfall events and reduce localized flooding.

Est. cost: $100,000 - $500,000

Community Bushfire and Evacuation Planning

Immediate

Develop and regularly update community-specific bushfire preparedness plans, including clear evacuation routes and communication strategies. Conduct regular drills and information sessions for residents.

Est. cost: $5,000 - $15,000 annually

Council & Emergency Services

Bass Coast Shire Council
Emergency Services

Data last updated: 21 June 2026

Explore Smiths Beach Risk Reports

Frequently Asked Questions

What is the median property value in Smiths Beach?

The median property value for Smiths Beach in Victoria provides a market benchmark for home buyers and sellers. For the most current median price data, consult Domain, CoreLogic, or your local real estate agent who can provide suburb-specific sales evidence and recent comparable sales. Property prices in Victoria vary significantly by location, property type, and condition โ€” the median is a starting point, not a valuation.

How do property values in Smiths Beach compare to Victoria averages?

Smiths Beach sits within the Victoria property market. Statewide median prices in Victoria range from $800k to $1.1M depending on property type and location. Consider climate risk alongside price data โ€” ClimateNest provides property-specific risk assessments for addresses across Smiths Beach.

What factors affect property values in Smiths Beach?

Property values in Smiths Beach are driven by location, proximity to schools and transport, housing stock quality and diversity, neighbourhood amenity, market conditions, and increasingly climate risk exposure. Address-level climate risk data from ClimateNest helps buyers make informed decisions.

Does climate risk affect property values in Smiths Beach?

Yes, climate risk is an increasingly important factor in property values across Australian suburbs, including Smiths Beach. Properties with verified lower climate risk may attract premium pricing as buyer awareness grows. A ClimateNest report provides address-level climate risk data to inform your property valuation.

What share of Smiths Beach is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 8.9% of Smiths Beach in high-risk zones for surface flood, with a further 69.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Smiths Beach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Smiths Beach, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections