Flood Risk in Stawell, VIC: 2026 Assessment

Stawell, Victoria· UNKNOWN
Stawell faces a moderate risk of flooding, primarily from heavy rainfall events and the overflow of nearby waterways. Historical data indicates periodic flooding impacting residential and commercial areas.Updated 1 Apr 2026

Flood Risk Score

4.0/10

Stawell faces a moderate risk of flooding, primarily from heavy rainfall events and the overflow of nearby waterways. Historical data indicates periodic flooding impacting residential and commercial areas.

Key Facts

Flood Risk
Stawell faces a moderate risk of flooding, primarily from heavy rainfall events and the overflow of nearby waterways. Historical data indicates periodic flooding impacting residential and commercial areas.
Trend
stable
Suburb
Stawell, VIC
Overall Risk
Medium
Postcode
3380
Highest high-risk exposure
10.3% of land (riverine flood)

Flood Risk Analysis

Stawell, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Local drainage infrastructure may be insufficient to handle increased rainfall intensity.

Stawell faces a moderate risk of flooding, primarily from heavy rainfall events and the overflow of nearby waterways. Historical data indicates periodic flooding impacting residential and commercial areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Stawell sits within ClimateNest's suburb-level hazard model for flood risk. 10.3% of the suburb's land area is mapped in high-risk flood zones and 63.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Stawell.

Stawell (postcode 3380) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (10.3% of land in high-risk zones), bushfire (8.8% of land in high-risk zones), surface flood (5.9% of land in high-risk zones). Exposure is not uniform across Stawell — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayWimmera River
Elevation Range250-300m
Flood Zone ClassificationAreas near the Wimmera River are susceptible to flooding.

Historical Events

2011
Moderate

Significant flooding occurred in the region, impacting Stawell and surrounding areas. The Wimmera River overflowed, causing property damage and road closures.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers to protect properties from rising floodwaters.

Est. cost: Medium

Bushfire Preparedness Programs

Immediate

Implement community education programs on bushfire preparedness, including evacuation planning and property maintenance.

Est. cost: Low

Heatwave Early Warning System

Near-term

Develop and implement a heatwave early warning system to alert vulnerable populations and provide guidance on staying safe during extreme heat events.

Est. cost: Low

Green Infrastructure Development

Long-term

Increase green spaces and tree cover to reduce the urban heat island effect and provide shade during heatwaves.

Est. cost: Medium

Council & Emergency Services

Northern Grampians Shire Council
Emergency Services

Data last updated: 1 April 2026

Explore Stawell Risk Reports

Frequently Asked Questions

Is Stawell at risk of flooding?

Based on available data, Stawell has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Stawell?

Insurance costs for flood cover in Stawell depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Stawell?

Yes, flood risk can affect property values in Stawell. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Stawell?

Elevation is a critical factor in flood risk. Properties at higher elevations within Stawell typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Stawell is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 10.3% of Stawell in high-risk zones for riverine flood, with a further 63.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Stawell Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stawell, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections