๐Ÿ“ฎ Tawonga postcode: 3697

Flood Risk in Tawonga, VIC: 2026 Assessment

Tawonga, Victoriaยท Alpineยท 3697
Tawonga faces a moderate risk of flooding due to its proximity to the Kiewa River and surrounding waterways. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and properties near the riverbanks.Updated 31 May 2026

Flood Risk Score

6.5/10

Tawonga faces a moderate risk of flooding due to its proximity to the Kiewa River and surrounding waterways. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and properties near the riverbanks.

Key Facts

Flood Risk
Tawonga faces a moderate risk of flooding due to its proximity to the Kiewa River and surrounding waterways. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and properties near the riverbanks.
Trend
increasing
Suburb
Tawonga, VIC
Overall Risk
Medium
Postcode
3697
Highest high-risk exposure
9.7% of land (bushfire)

Flood Risk Analysis

Tawonga, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

The Alpine Shire Council maintains flood maps and provides information on flood preparedness.

Tawonga faces a moderate risk of flooding due to its proximity to the Kiewa River and surrounding waterways. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and properties near the riverbanks.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tawonga sits within ClimateNest's suburb-level hazard model for flood risk. 4.6% of the suburb's land area is mapped in high-risk flood zones and 73.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tawonga.

Tawonga (postcode 3697) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.7% of land in high-risk zones), surface flood (4.9% of land in high-risk zones), riverine flood (4.6% of land in high-risk zones). Exposure is not uniform across Tawonga โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayKiewa River
Elevation Range280-320m
Flood Zone ClassificationAreas adjacent to the Kiewa River are designated as flood zones.

Historical Events

2012
Moderate

Flooding along the Kiewa River inundated low-lying areas of Tawonga, causing damage to properties and infrastructure.

Adaptation & Mitigation Actions

Upgrade flood defenses

Near-term

Invest in upgrading flood defenses, such as levees and drainage systems, to protect properties and infrastructure from flooding.

Est. cost: High

Implement bushfire management strategies

Immediate

Implement bushfire management strategies, such as fuel reduction burns and community education programs, to reduce the risk of bushfires.

Est. cost: Medium

Improve building design for heat resilience

Long-term

Promote building designs that incorporate passive cooling techniques and energy-efficient materials to reduce the impacts of heatwaves.

Est. cost: Medium

Enhance community awareness and preparedness

Immediate

Conduct community awareness campaigns and preparedness workshops to educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Develop an early warning system

Near-term

Establish an early warning system for floods, bushfires and heatwaves to provide timely alerts to residents.

Est. cost: Medium

Council & Emergency Services

Alpine Shire Council
Emergency Services

Data last updated: 31 May 2026

Explore Tawonga Risk Reports

Frequently Asked Questions

Is Tawonga at risk of flooding?

Based on available data, Tawonga has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tawonga?

Insurance costs for flood cover in Tawonga depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tawonga?

Yes, flood risk can affect property values in Tawonga. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tawonga?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tawonga typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tawonga is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.7% of Tawonga in high-risk zones for bushfire, with a further 77.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tawonga Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tawonga, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections