Tempy Demographics: Population, Age & Income Profile (VIC)

Tempy, Victoria
Tempy is a suburb in Victoria with demographic characteristics shaped by its location and housing stockUpdated 19 Sept 2026

Liveability Score

6.0/10

Tempy is a suburb in Victoria with demographic characteristics shaped by its location and housing stock

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,354/wk (state avg)
Families with Children
29.9% of households
Home Ownership
66.2% own — 30.2% rent
Postcode
3489
Highest high-risk exposure
12.5% of land (bushfire)

Demographics Analysis

Tempy in Victoria reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in Victoria has a median weekly income of around $1,354, with a median age of 38 years. Understanding these demographics helps home buyers evaluate whether a suburb suits their lifestyle needs and investment goals.

The ABS reports that 29.9% of households in Victoria are couples with children, while 24.7% are couples without children. Home ownership rates in Victoria show 66.2% of households own their home, while 30.2% rent. These tenure patterns affect property turnover and neighbourhood stability.

For home buyers considering Tempy, demographic data provides valuable context for property decisions. Suburbs with younger median ages typically attract first home buyers and families, while established suburbs with higher owner-occupier rates often have lower turnover and more stable property values. The demographic profile also influences local amenity demand — from school provision to retail and healthcare services. ABS QuickStats provides the most detailed suburb-level demographic data for Victoria.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like Tempy. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Tempy property to understand how climate projections may affect your investment.

Tempy (postcode 3489) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12.5% of land in high-risk zones), surface flood (6.4% of land in high-risk zones), riverine flood (5.4% of land in high-risk zones). Exposure is not uniform across Tempy — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Explore Tempy Risk Reports

Frequently Asked Questions

What is the population of Tempy?

Population data for Tempy comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the Victoria state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in Tempy?

The median age for Victoria is 38 years according to the 2021 ABS Census, which serves as a reference point for Tempy. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in Tempy?

The median weekly household income in Victoria is $1,354 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in Tempy?

The demographic profile of Tempy is broadly shaped by its location within Victoria. According to the ABS Census, 29.9% of households in the state are couples with children, while 24.7% are couples without children. The overall population of Victoria has a median age of 38 — use this as context when assessing the demographic character of Tempy.

What share of Tempy is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.5% of Tempy in high-risk zones for bushfire, with a further 60.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tempy Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tempy, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections