Flood Risk in The Gurdies, VIC: 2026 Assessment

The Gurdies, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Susceptible to inundation from storm surges and extreme rainfall events impacting drainage.

The Gurdies has a moderate flood risk, primarily due to its proximity to coastal waterways and low-lying areas. While not historically a major flood hotspot, increased rainfall intensity and potential storm surges pose a growing threat.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

The Gurdies sits within ClimateNest's suburb-level hazard model for flood risk. 3.2% of the suburb's land area is mapped in high-risk flood zones and 89.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in The Gurdies.

The Gurdies (postcode 3984) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.9% of land in high-risk zones), extreme wind (5.7% of land in high-risk zones), surface flood (3.6% of land in high-risk zones). Exposure is not uniform across The Gurdies — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.