📮 Windermere postcode: 3352

Bushfire Risk in Windermere, VIC: 2026 Assessment

Windermere, Victoria· City of Ballarat· 3352
The area around Windermere has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.Updated 1 June 2026

Bushfire Risk Score

4.0/10

The area around Windermere has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
The area around Windermere has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Windermere, VIC
Overall Risk
Medium
Postcode
3352
Highest high-risk exposure
12.4% of land (bushfire)

Bushfire Risk Analysis

Windermere, Victoria, has a the area around windermere has a moderate bushfire risk due to surrounding vegetation. hotter, drier conditions are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Victoria fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check with the local council for specific bushfire risk assessments and regulations.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Windermere, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Windermere including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Windermere sits within ClimateNest's suburb-level hazard model for bushfire risk. 12.4% of the suburb's land area is mapped in high-risk bushfire zones and 63.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Windermere.

Windermere (postcode 3352) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12.4% of land in high-risk zones), surface flood (10% of land in high-risk zones), riverine flood (4.9% of land in high-risk zones). Exposure is not uniform across Windermere — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 2km of significant bushland areas.
BAL Overlay / ZoneBushfire Management Overlay may apply to some properties.
Bushfire Prone AreaYes

Historical Events

2009
Major

The Black Saturday bushfires impacted many parts of Victoria, highlighting the risk of bushfires in the region.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Develop Heatwave Response Plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and community outreach.

Est. cost: Medium

Bushfire Risk Mitigation

Near-term

Implement measures to reduce bushfire risk, such as fuel reduction and community education programs.

Est. cost: Medium

Community Awareness Programs

Long-term

Educate residents about climate change risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

City of Ballarat
Emergency Services

Data last updated: 1 June 2026

Explore Windermere Risk Reports

Frequently Asked Questions

Is Windermere in a bushfire prone area?

Parts of Windermere may be designated as bushfire prone land. Based on available data, Windermere has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Windermere?

BAL ratings in Windermere depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Windermere?

Yes, properties in bushfire-prone parts of Windermere may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Windermere?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Victoria fire authority for property-specific guidance.

What share of Windermere is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.4% of Windermere in high-risk zones for bushfire, with a further 63.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Windermere Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Windermere, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections