๐Ÿ“ฎ Wodonga postcode: 3690

Flood Risk in Wodonga, VIC: 2026 Assessment

Wodonga, Victoriaยท Wodongaยท 3690
Wodonga faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 22 Mar 2026

Flood Risk Score

6.5/10

Wodonga faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Wodonga faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Wodonga, VIC
Overall Risk
Medium
Postcode
3690
Highest high-risk exposure
10.1% of land (bushfire)

Flood Risk Analysis

Wodonga, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

The Wodonga Council maintains flood maps and provides information on flood preparedness.

Wodonga faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Wodonga sits within ClimateNest's suburb-level hazard model for flood risk. 6.2% of the suburb's land area is mapped in high-risk flood zones and 77.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Wodonga.

Wodonga (postcode 3690) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.1% of land in high-risk zones), surface flood (9.3% of land in high-risk zones), riverine flood (6.2% of land in high-risk zones). Exposure is not uniform across Wodonga โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurray River
Elevation Range150-180m
Flood Zone ClassificationAreas near the Murray River are designated as flood zones.

Historical Events

2022
Moderate

Heavy rainfall caused flash flooding in parts of Wodonga, leading to road closures and property damage.

2012
Moderate

Significant flooding occurred in Wodonga following heavy rainfall, impacting homes and businesses.

Adaptation & Mitigation Actions

Improve flood defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Enhance bushfire preparedness

Near-term

Implement stricter building codes in bushfire-prone areas and provide community education on bushfire safety.

Est. cost: Medium

Develop a heatwave response plan

Immediate

Establish cooling centers and provide support to vulnerable populations during heatwaves.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents and businesses to conserve water to mitigate the impacts of drought and reduced rainfall.

Est. cost: Low

Support community resilience

Long-term

Foster community networks and provide resources to help residents cope with the impacts of climate change.

Est. cost: Low

Council & Emergency Services

Wodonga City Council
Emergency Services

Data last updated: 22 March 2026

Explore Wodonga Risk Reports

Frequently Asked Questions

Is Wodonga at risk of flooding?

Based on available data, Wodonga has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Wodonga?

Insurance costs for flood cover in Wodonga depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Wodonga?

Yes, flood risk can affect property values in Wodonga. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Wodonga?

Elevation is a critical factor in flood risk. Properties at higher elevations within Wodonga typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Wodonga is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.1% of Wodonga in high-risk zones for bushfire, with a further 75.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Wodonga Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Wodonga, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections