๐Ÿ“ฎ Yarragon South postcode: 3820

Flood Risk in Yarragon South, VIC: 2026 Assessment

Yarragon South, Victoriaยท Shire of Baw Bawยท 3820
Moderate flood risk, primarily due to proximity to waterways and potential for flash flooding.Updated 28 June 2026

Flood Risk Score

6.0/10

Moderate flood risk, primarily due to proximity to waterways and potential for flash flooding.

Key Facts

Flood Risk
Moderate flood risk, primarily due to proximity to waterways and potential for flash flooding.
Trend
increasing
Suburb
Yarragon South, VIC
Overall Risk
Medium
Postcode
3823
Highest high-risk exposure
11.2% of land (bushfire)

Flood Risk Analysis

Yarragon South, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Some areas are susceptible to flash flooding after intense rainfall events.

Moderate flood risk, primarily due to proximity to waterways and potential for flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Yarragon South sits within ClimateNest's suburb-level hazard model for flood risk. 6.6% of the suburb's land area is mapped in high-risk flood zones and 65.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Yarragon South.

Yarragon South (postcode 3823) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.2% of land in high-risk zones), riverine flood (6.6% of land in high-risk zones), surface flood (4.7% of land in high-risk zones). Exposure is not uniform across Yarragon South โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayNeerim South Creek
Elevation Range50-150m
Flood Zone ClassificationLow to Medium Flood Risk Area

Historical Events

2022
Major

Widespread flooding across Victoria, including the Latrobe Valley and surrounding areas, caused by intense rainfall and saturated catchments. Yarragon South experienced significant disruption.

2011
Moderate

Significant rainfall led to localized flooding in low-lying areas around Yarragon South, impacting some roads and properties.

Adaptation & Mitigation Actions

Develop a Household Emergency Plan

Immediate

Create a plan that includes evacuation routes, communication strategies, and emergency kits for flood and bushfire events.

Est. cost: Low

Improve Property Flood Resilience

Near-term

Consider flood-proofing measures such as raising electrical outlets, installing flood barriers, and improving site drainage.

Est. cost: Medium

Implement Bushfire-Resistant Landscaping

Near-term

Create defendable space around the property by managing vegetation, using fire-resistant plants, and maintaining gutters and roofs.

Est. cost: Medium

Enhance Home Cooling Strategies

Near-term

Improve insulation, install efficient cooling systems, and utilize shading techniques to mitigate heat stress during summer.

Est. cost: Medium

Community Preparedness Workshops

Long-term

Participate in or organize local workshops focused on emergency preparedness, first aid, and climate change adaptation.

Est. cost: Low

Council & Emergency Services

Shire of Baw Baw
Emergency Services

Data last updated: 28 June 2026

Explore Yarragon South Risk Reports

Frequently Asked Questions

Is Yarragon South at risk of flooding?

Based on available data, Yarragon South has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Yarragon South?

Insurance costs for flood cover in Yarragon South depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Yarragon South?

Yes, flood risk can affect property values in Yarragon South. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Yarragon South?

Elevation is a critical factor in flood risk. Properties at higher elevations within Yarragon South typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Yarragon South is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.2% of Yarragon South in high-risk zones for bushfire, with a further 66.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Yarragon South Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Yarragon South, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections