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Climate Risk Profile: Belmont, WA

Belmont, Western Australia
Medium Risk
Updated Mar 2026

Belmont is a suburb in Western Australia that faces moderate climate risks. The primary concerns are increased heatwaves and potential flooding from the Swan River. Residents should prepare for more extreme weather events in the future.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
3.0
Heat
7.0
Coastal
4.0

Climate Hazard Breakdown for Belmont

increasing

Flood

65/100

Belmont faces a moderate risk of flooding due to its proximity to the Swan River and low-lying areas. Increased rainfall intensity could exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
stable

Bushfire

30/100

Belmont has a relatively low bushfire risk due to its urbanized environment. However, nearby bushland areas could pose a threat during extreme weather conditions.

Key drivers:

  • ·Proximity to bushland
  • ·Dry vegetation
increasing

Heat

70/100

Belmont is likely to experience more frequent and intense heatwaves. Urban heat island effect can amplify the impact, especially in densely built areas.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
increasing

Coastal

40/100

Belmont faces a moderate risk from coastal hazards due to its proximity to the Swan River. Sea level rise and storm surges could lead to increased inundation.

Key drivers:

  • ·Sea level rise
  • ·Storm surges
stable

Wind

32/100

Moderate wind risk — winter storms

stable

Storm

28/100

Moderate storm risk — occasional severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

39/100

Moderate energy costs — cooling demand in summer

In-Depth Climate Risk Guides for Belmont

Should I Buy

Property buying guide with climate risk assessment

Flood Risk

Flood zone mapping, historical events, and projections

Bushfire Risk

BAL assessment, vegetation proximity, and fire history

Climate Safety

Multi-hazard safety assessment to 2050

Storm Risk

Severe weather, hail, and wind risk analysis

Heat Risk

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

70/100

Belmont is likely to experience more frequent and intense heatwaves. Urban heat island effect can amplify the impact, especially in densely built areas.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

65/100

Belmont faces a moderate risk of flooding due to its proximity to the Swan River and low-lying areas. Increased rainfall intensity could exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

40/100

Belmont faces a moderate risk from coastal hazards due to its proximity to the Swan River. Sea level rise and storm surges could lead to increased inundation.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Erosion

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

bushfire Risk

30/100

Belmont has a relatively low bushfire risk due to its urbanized environment. However, nearby bushland areas could pose a threat during extreme weather conditions.

Primary Drivers

  • ·Proximity to bushland
  • ·Dry vegetation
  • ·Extreme weather events

Projections (RCP8.5)

2030

3.2

2050

3.5

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to increased climate risks.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Consider the potential impact of climate change on property value.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Swan River
Elevation Range
5-15 meters
Flood Zone
Areas near the Swan River are prone to flooding.

Historical flood data indicates that some areas have experienced inundation during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
5-10 km to nearby bushland areas
Planning Overlay
DFES Bushfire Prone Areas Map
Bushfire Prone Area
No

While not a high-risk area, residents should still be aware of bushfire safety.

Heat Evidence

Avg January Max Temp
31.5°C
Heat Stress Days/Year
5 days

The number of days exceeding 35°C is projected to increase in the future.

Coastal Evidence

Distance to Coast
10 km
Sea Level Rise Exposure
Low-lying areas near the Swan River are susceptible to sea level rise.
Erosion Risk
Minimal erosion risk.

Historical Climate Events

2010
floodModerate

Heavy rainfall caused flooding in low-lying areas near the Swan River.

Source
2011
heatwaveModerate

A prolonged heatwave resulted in increased hospital admissions.

Source
2017
stormMinor

A severe storm caused minor damage to property and infrastructure.

Source
2022
floodMinor

Localized flooding occurred after a period of intense rainfall.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood656.8(+0.3)7.1(+0.6)
bushfire303.1(+0.1)3.2(+0.2)
heat707.8(+0.8)8.5(+1.5)
coastal404.2(+0.2)4.5(+0.5)

By 2030, Belmont is projected to experience a notable increase in heatwave frequency and intensity, along with a slightly elevated risk of flooding. Bushfire risk remains relatively stable, while coastal risks see a minor increase.

CSIRO Climate Projections

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce the risk of flooding.

Est. cost: Medium

Learn more

Plant Trees to Reduce Urban Heat Island Effect

Near-term

Increase tree cover in urban areas to provide shade and reduce temperatures.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage residents and businesses to conserve water to reduce demand during droughts.

Est. cost: Low

Learn more

Develop a Heatwave Management Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Learn more

Raise Awareness About Climate Risks

Immediate

Educate residents about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About Belmont's Climate Risk Profile

Belmont, Western Australia, is a suburb that is increasingly vulnerable to the impacts of climate change. The region is expected to experience more frequent and intense heatwaves, which will pose a significant risk to public health, especially for vulnerable populations. The urban heat island effect will exacerbate these conditions, making densely built areas particularly susceptible.

Flooding is another significant concern for Belmont, given its proximity to the Swan River. Increased rainfall intensity and rising sea levels could lead to more frequent and severe flooding events, potentially damaging property and infrastructure. Coastal erosion and storm surges also pose a threat, particularly in low-lying areas.

Bushfire risk is relatively lower compared to other parts of Western Australia, but it is not negligible. The presence of nearby bushland areas means that Belmont could be at risk during extreme weather conditions. It is important for residents to be aware of bushfire safety measures and to maintain their properties to reduce the risk of fire.

Addressing these climate risks will require a coordinated effort from local government, residents, and businesses. Implementing adaptation measures, such as improving drainage infrastructure, planting trees to reduce the urban heat island effect, and promoting water conservation, will be crucial for building resilience to climate change. Raising awareness about climate risks and promoting community preparedness are also essential steps.

Data sources: BOM · CSIRO · DFES

Local Government Resources

City of Belmont

Climate StrategyFlood MapsEmergency Services

Frequently Asked Questions

What are the main climate change risks in Belmont?

The main climate change risks in Belmont are increased heatwaves, flooding from the Swan River, and potential bushfire risk from nearby bushland areas.

How will climate change affect property values in Belmont?

Properties in flood-prone areas may experience a decrease in value due to increased flood risk. Insurance premiums may also increase due to climate change.

What is the City of Belmont doing to address climate change?

The City of Belmont is implementing various adaptation measures, such as improving drainage infrastructure, planting trees to reduce the urban heat island effect, and promoting water conservation.

How can I prepare for heatwaves in Belmont?

Stay indoors during the hottest part of the day, drink plenty of water, and check on vulnerable neighbors. Consider installing air conditioning or visiting a cooling center.

What should I do if my property is flooded?

Contact your insurance company, move valuables to higher ground, and avoid walking or driving through floodwaters.

Where can I find more information about climate change in Belmont?

You can find more information on the City of Belmont website, the Bureau of Meteorology website, and the CSIRO website.

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