Flood Risk in Fitzroy Crossing, WA: 2026 Assessment

Fitzroy Crossing, Western Australia· UNKNOWN
Fitzroy Crossing is highly susceptible to flooding due to its location near the Fitzroy River. Riverine flooding poses a significant threat to properties and infrastructure.Updated 1 Apr 2026

Flood Risk Score

8.5/10

Fitzroy Crossing is highly susceptible to flooding due to its location near the Fitzroy River. Riverine flooding poses a significant threat to properties and infrastructure.

Key Facts

Flood Risk
Fitzroy Crossing is highly susceptible to flooding due to its location near the Fitzroy River. Riverine flooding poses a significant threat to properties and infrastructure.
Trend
increasing
Suburb
Fitzroy Crossing, WA
Overall Risk
High
Postcode
6765
Highest high-risk exposure
9.4% of land (bushfire)

Flood Risk Analysis

Fitzroy Crossing, located in Western Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Western Australia.

The Fitzroy River has a history of major flooding events, impacting the town and surrounding areas.

Fitzroy Crossing is highly susceptible to flooding due to its location near the Fitzroy River. Riverine flooding poses a significant threat to properties and infrastructure.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Fitzroy Crossing sits within ClimateNest's suburb-level hazard model for flood risk. 6.3% of the suburb's land area is mapped in high-risk flood zones and 69.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Fitzroy Crossing.

Fitzroy Crossing (postcode 6765) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.4% of land in high-risk zones), surface flood (7.8% of land in high-risk zones), riverine flood (6.3% of land in high-risk zones). Exposure is not uniform across Fitzroy Crossing — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayFitzroy River
Elevation RangeLow-lying plains
Flood Zone ClassificationHigh-risk flood zone

Historical Events

2023
Major

Major flooding of the Fitzroy River caused widespread damage to infrastructure and properties in Fitzroy Crossing.

2011
Moderate

Significant flooding of the Fitzroy River impacted low-lying areas of the town.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in flood mitigation infrastructure, such as levees and drainage systems, to protect properties and infrastructure from flooding.

Est. cost: High

Enhance Heatwave Preparedness

Immediate

Develop and implement heatwave action plans, including public awareness campaigns and cooling centers, to protect vulnerable populations from extreme heat.

Est. cost: Medium

Strengthen Bushfire Management

Near-term

Implement bushfire risk reduction measures, such as controlled burns and vegetation management, to reduce the risk of bushfires.

Est. cost: Medium

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure, such as power grids and water supply systems, to make them more resilient to climate change impacts.

Est. cost: High

Council & Emergency Services

Shire of Fitzroy Valley
Emergency Services

Data last updated: 1 April 2026

Explore Fitzroy Crossing Risk Reports

Frequently Asked Questions

Is Fitzroy Crossing at risk of flooding?

Based on available data, Fitzroy Crossing has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Fitzroy Crossing?

Insurance costs for flood cover in Fitzroy Crossing depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Fitzroy Crossing?

Yes, flood risk can affect property values in Fitzroy Crossing. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Fitzroy Crossing?

Elevation is a critical factor in flood risk. Properties at higher elevations within Fitzroy Crossing typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Fitzroy Crossing is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.4% of Fitzroy Crossing in high-risk zones for bushfire, with a further 64.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Fitzroy Crossing Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Fitzroy Crossing, Western Australia, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections