Climate Risk in Swan, Western Australia

Swan, Western Australia
Medium Risk
Updated Mar 2026

Swan, WA, faces increasing climate risks, particularly from bushfires and flooding. Rising temperatures and changing rainfall patterns are expected to exacerbate these hazards. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
7.0
Heat
5.0
Coastal
5.0

Climate Hazard Breakdown for Swan

increasing

Flood

60/100

The Swan area faces a moderate risk of flooding, primarily from the Swan River and local rainfall events. Climate change is expected to increase the frequency and intensity of heavy rainfall, exacerbating flood risks.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding
increasing

Bushfire

70/100

Swan has a high bushfire risk due to its proximity to bushland areas. Hot, dry summers and increasing temperatures contribute to heightened fire danger. Changes in land management practices and urban planning are crucial.

Key drivers:

  • ·High temperatures
  • ·Dry vegetation
increasing

Heat

50/100

Swan experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves. Vulnerable populations, such as the elderly and those with chronic illnesses, are particularly at risk.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
increasing

Coastal

50/100

Swan faces a moderate coastal risk due to its proximity to the Swan River estuary. Sea level rise and increased storm surges could lead to erosion and inundation of low-lying areas.

Key drivers:

  • ·Sea level rise
  • ·Storm surges
stable

Wind

32/100

Moderate wind risk — winter storms

stable

Storm

28/100

Moderate storm risk — occasional severe thunderstorms

stable

Social

21/100

Moderate social stability

increasing

Energy

39/100

Moderate energy costs — cooling demand in summer

In-Depth Climate Risk Guides for Swan

Detailed Hazard Analysis

heat Risk

50/100

Swan experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves. Vulnerable populations, such as the elderly and those with chronic illnesses, are particularly at risk.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

5.5

2050

6.1

Data source

flood Risk

60/100

The Swan area faces a moderate risk of flooding, primarily from the Swan River and local rainfall events. Climate change is expected to increase the frequency and intensity of heavy rainfall, exacerbating flood risks.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Urban development

Projections (RCP8.5)

2030

6.5

2050

7.2

Data source

coastal Risk

50/100

Swan faces a moderate coastal risk due to its proximity to the Swan River estuary. Sea level rise and increased storm surges could lead to erosion and inundation of low-lying areas.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Erosion

Projections (RCP8.5)

2030

5.3

2050

5.8

Data source

bushfire Risk

70/100

Swan has a high bushfire risk due to its proximity to bushland areas. Hot, dry summers and increasing temperatures contribute to heightened fire danger. Changes in land management practices and urban planning are crucial.

Primary Drivers

  • ·High temperatures
  • ·Dry vegetation
  • ·Wind patterns

Projections (RCP8.5)

2030

7.5

2050

8.1

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase in high-risk areas.

Price Impact

Properties in flood and bushfire prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood and bushfire risk maps.
  • 2.Assess property's vulnerability to extreme weather events.
  • 3.Review insurance options and costs.
  • 4.Consider energy efficiency and water conservation measures.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Swan River
Elevation Range
5-30 meters
Flood Zone
Areas near the Swan River are designated as flood zones.

Historical flood data indicates that areas close to the Swan River are most vulnerable.

View council flood map

Bushfire Evidence

Distance to Bushland
Within 1km of significant bushland areas.
Planning Overlay
DFES Bushfire Prone Areas Map
Bushfire Prone Area
Yes

Many properties in Swan are located in designated bushfire prone areas.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
5 days

The number of days exceeding 35°C is projected to increase.

Coastal Evidence

Distance to Coast
15 km
Sea Level Rise Exposure
Low-lying areas near the Swan River are susceptible to sea level rise.
Erosion Risk
Moderate erosion risk along the Swan River foreshore.

Historical Climate Events

2010
floodModerate

Significant flooding occurred along the Swan River, impacting low-lying areas.

Source
2011
bushfireModerate

Bushfires in the Perth Hills region impacted air quality in Swan.

Source
2017
heatwaveModerate

Prolonged heatwave conditions led to increased hospital admissions.

Source
2021
floodMinor

Localized flooding occurred due to heavy rainfall events.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire707.5(+0.5)8.1(+1.1)
heat505.5(+0.5)6.0(+1.0)
coastal505.3(+0.3)5.6(+0.6)

By 2030, Swan is projected to experience a moderate increase in overall climate risk, with notable increases in flood, bushfire, and heat risks. Coastal risks are also expected to increase, but to a lesser extent.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Learn more

Develop Heat Action Plans

Near-term

Create heat action plans to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Protect Coastal Areas

Long-term

Implement coastal management strategies to protect against sea level rise and erosion, such as beach nourishment and seawalls.

Est. cost: High

Learn more

Promote Water Conservation

Near-term

Encourage water conservation measures to reduce water stress during periods of drought.

Est. cost: Low

Learn more

About Swan's Climate Risk Profile

Swan, located in Western Australia, is increasingly vulnerable to the impacts of climate change. The region is projected to experience more frequent and intense heatwaves, increased bushfire risk, and changes in rainfall patterns that could lead to more severe flooding.

The Swan River poses a significant flood risk, and climate change is expected to increase the intensity of rainfall events, leading to more frequent and severe flooding. The proximity to bushland also makes the area susceptible to bushfires, with hotter, drier conditions increasing the risk of ignition and spread.

Rising temperatures will also impact the health and well-being of residents, particularly vulnerable populations such as the elderly and those with chronic illnesses. The urban heat island effect could further exacerbate the impacts of heatwaves in densely populated areas.

Coastal areas along the Swan River estuary are also at risk from sea level rise and increased storm surges, which could lead to erosion and inundation of low-lying areas. Adapting to these changes will require a combination of mitigation and adaptation strategies, including reducing greenhouse gas emissions, improving urban planning, and implementing measures to protect vulnerable communities.

Data sources: BOM · CSIRO · DFES

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Swan?

Swan faces increasing risks from flooding, bushfires, heatwaves, and coastal erosion due to climate change.

How is the City of Swan addressing climate change?

The City of Swan is developing and implementing climate adaptation and mitigation strategies to reduce the impacts of climate change on the community.

What can residents do to prepare for extreme weather events?

Residents can prepare by developing emergency plans, maintaining their properties, and staying informed about weather forecasts and warnings.

Where can I find information about flood risks in Swan?

Information about flood risks can be found on the City of Swan website and the Department of Water and Environmental Regulation website.

How will climate change affect property values in Swan?

Properties in high-risk areas may experience price reductions due to increased insurance costs and potential damage from extreme weather events.

What is the urban heat island effect and how does it affect Swan?

The urban heat island effect is the phenomenon where urban areas experience higher temperatures than surrounding rural areas. This can exacerbate the impacts of heatwaves in Swan, particularly in densely populated areas.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections