Climate Safety in Melbourne, VIC — Climate Risk Guide

Is Melbourne Safe from Climate Change?

Melbourne has an overall climate risk profile driven primarily by heat (Elevated). 5 of 8 hazards are active in this suburb.

Flood risk: Moderate — affects insurance availability and mortgage approval
Bushfire risk: Moderate — affects building costs (BAL rating)
Heat risk: Elevated — affects liveability and cooling costs

How Melbourne Compares to Other Suburbs

Lower-risk suburbs have all hazard scores under 4. Melbourne's highest hazard is heat (Elevated). For buyers prioritising climate safety, properties in lower-risk bands maintain better insurance affordability and resale demand over time.

A ClimateNest report provides address-level accuracy — risk varies street by street within Melbourne.

Is Melbourne safe from climate change?

Elevated heat. Flood: Moderate, Bushfire: Moderate, Heat: Elevated. 5 active hazards.

Safest suburb near Melbourne?

Melbourne's top risk: heat (6/10). Safer suburbs have all scores under 4.

Should I avoid buying in Melbourne?

Depends on address. Suburb-level: Elevated heat. Street-level varies. Get an address-level report.

How will climate change affect Melbourne by 2050?

CSIRO: risks increasing. Elevated heat today could become High or Extreme by 2050.